Homeowners in Coconino County, AZ pay a median $2,051 a year in property taxes, about 0.46% of the median home value of $448,000.
Data reviewed · ACS 2024 · Mortgage rates weekly · Methodology
Based on what homeowners in Coconino County pay: median taxes paid divided by median home value. Your bill depends on your assessed value and local levies; check your latest tax bill to compare.
Enter any purchase price to see the full cost breakdown for Coconino County.
Everything due at closing plus your first twelve months of ownership. The detail is below.
Your numbers as a one-page PDF: $448,000 home, 20% down, 30-year loan at this week's 7.24%. Rates move every week; the PDF keeps today's.
Low flood risk. Flood insurance not typically required. Verify at msc.fema.gov for your specific property.
All figures are estimates for planning purposes only. Mortgage payment assumes a 30-year fixed rate of 7.24%, the Freddie Mac PMMS average for the week ending October 29, 2026. Your lender will confirm the actual rate. Closing costs vary by lender and transaction. Consult a licensed real estate attorney and lender before making any financial decisions.
Coconino County's 0.46% median tax-to-value ratio ranks 367th lowest among the 3,134 US counties tracked, placing it in the bottom 25% lowest nationally. Within Arizona's 15 counties, it's the 5th lowest. On the county's median home value of $448,000, the typical homeowner pays $2,051 annually in property tax, $422 more than the national median of $1,629. Arizona charges no state real estate transfer tax, which keeps closing costs here lower than high-transfer-tax states like New York, Pennsylvania, or Delaware.
Ways buyers in Coconino County may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
$4,873 off taxable value (2026) for widows, widowers, and persons with total and permanent disability. Household income limit $39,865 ($47,826 with minor children).
View official source →Freezes the limited property value for homeowners 65+ on a renewable 3-year basis. 2026 income limit: $47,712 (single owner) / $59,640 (two or more owners); 2+ years residency.
View official source →Owner-occupied homes are assessed at 10% of limited property value (class 3), significantly lower than non-owner-occupied rates. Arizona constitutionally prohibits any state real estate transfer tax.
View official source →Limited property value, the value taxes are levied on, may rise at most 5% a year (ARS 42-13301). The cap stays with the parcel and is not reset by a sale.
View official source →Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.
Answers to common questions about buying a home in Coconino County.
Homeowners in Coconino County pay a median $2,051 a year in property taxes, from 2024 US Census ACS 5-year estimates. There is no single property tax rate for Coconino County. The 0.46% figure commonly quoted is a county-wide median: the median annual property tax paid ($2,051) divided by the median home value ($448,000), from 2024 US Census ACS 5-year estimates. It is a statistic describing the county, not a rate levied on any particular property. Your own bill depends on your assessed value, the millage set by your overlapping taxing districts, any homestead or senior exemptions you qualify for, and special assessments. One thing to watch: the median reflects taxes actually paid by current owners, many of whom hold homestead exemptions and assessment caps, so a new buyer paying today's market price often pays more than 0.46% of the purchase price.
No. Arizona does not impose a state real estate transfer tax, which keeps closing costs in Coconino County lower than in states like New York, Pennsylvania, or Delaware where transfer taxes can add thousands of dollars at closing. Arizona prohibits real estate transfer taxes by statute (A.R.S. 11-1132). Only a flat Affidavit of Property Value fee is charged at recording.
Flood risk is relatively low. Only 0.3% of Coconino County's land falls within a FEMA Special Flood Hazard Area. Flood insurance is not typically required, though individual properties near waterways may still be in a zone. Verify at msc.fema.gov.
On Coconino County's median home value of $448,000 with 20% down, buyer closing costs work out to roughly $5,100–$9,013, or 1.1–2.0% of the purchase price. That covers title insurance $800–$2,000; loan origination fee $1,792–$3,584; home appraisal $400–$700; home inspection $350–$600; recording fees $100–$300; prepaid mortgage interest $1,066; homeowners insurance (2 months) $250; property tax escrow (2-3 months) $342–$513. Transfer tax is listed separately. These are national ranges for each line item rather than Coconino County quotes, so treat them as a planning range and use the calculator above for your own purchase price.
Every county-specific figure on this page links to the exact public dataset it comes from. Verify the numbers yourself against the original source.
Source for the $2,051/yr median taxes paid (ACS 2024 5-year estimates, variable B25103_001E).
Source for the $448,000 median home value (variable B25077_001E). The 0.46% median tax-to-value ratio is median taxes paid divided by median home value.
Confirms Arizona has no state real estate transfer tax. Verified April 2026.
Source for the county's flood hazard exposure (coastal and inland flood exposure area as a share of county area).
The national dataset behind the county report, including its technical documentation and release notes.
Look up a specific property's flood zone and insurance rate map before making an offer on a home in Coconino County.
Closing cost line items are national ranges, not county data. The methodology lists each range's source and the calculator's assumptions (mortgage rate, insurance, PMI).
Arizona property tax exemptions: official sources
Verified April 2026.
What every buyer should read before making an offer.
Seven signs in an HOA's budget, reserve study, minutes and insurance that raise the risk of a special assessment, the numbers behind each, and what to ask.
Read the guide →Your HOA resale packet holds the CC&Rs, budget, reserve study and minutes. What each one says, where the costly rules hide, and the order to read them in.
Read the guide →An HOA capped rentals at 10 of 50 homes and grandfathered the existing landlords. How to find rental restrictions before closing, and what they cost you.
Read the guide →