Updated · Property tax data: Census ACS 2024 5-year estimates · Transfer tax verified April 2026 · Methodology · Editorial policy
Colorado County's 1.05% effective property tax rate falls in the middle 50% of US counties, close to the national median of 0.81%. Within Texas's 249 counties, it's the 79th lowest. On the county's median home value of $209,800, the typical homeowner pays $2,204 annually in property tax, $575 more than the national median of $1,629. Texas charges no state real estate transfer tax, which keeps closing costs here lower than high-transfer-tax states like New York, Pennsylvania, or Delaware. About 12.4% of the county lies within a FEMA flood hazard zone, worth checking msc.fema.gov for any specific address before buying.
Enter any purchase price to see the full cost breakdown for Colorado County.
Moderate flood risk. Some neighborhoods require flood insurance. Check your property at msc.fema.gov.
All figures are estimates for planning purposes only. Mortgage payment assumes a 30-year fixed rate of 7.28%, the Freddie Mac PMMS average for the week ending October 1, 2026. Your lender will confirm the actual rate. Closing costs vary by lender and transaction. Consult a licensed real estate attorney and lender before making any financial decisions.
Ways buyers in Colorado County may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
Every school district must offer a $100,000 homestead exemption on appraised value of an owner-occupied primary residence for school M&O taxes (raised via Prop 4 in 2023, further increased to $140,000 by Prop 13/11 in 2025).
View official source →Additional $60,000 school district exemption for homeowners 65+ or disabled (increased by Prop 11 in 2025). Plus a school tax ceiling freezing amounts at the level paid when homeowner turned 65.
View official source →Graduated $5,000-$12,000 exemption based on VA disability rating. 100% disabled veterans (or individual unemployability) receive a total exemption on their residence homestead (Tax Code 11.131).
View official source →Annual increase in appraised value of a qualified residence homestead is capped at 10% (plus improvements) regardless of market value changes.
View official source →Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.
Answers to common questions about buying a home in Colorado County.
The effective property tax rate in Colorado County is 1.05%, calculated as the median annual property tax paid ($2,204) divided by the median home value ($209,800), using 2024 US Census ACS 5-year estimates. Your actual bill depends on your purchase price, homestead or senior exemptions, and any special assessments applied in your taxing district.
No. Texas does not impose a state real estate transfer tax, which keeps closing costs in Colorado County lower than in states like New York, Pennsylvania, or Delaware where transfer taxes can add thousands of dollars at closing. Texas imposes no state real estate transfer tax. Tex. Tax Code effectively prohibits counties and municipalities from imposing one. Only nominal county recording fees apply.
Only in parts. About 12.4% of Colorado County's land area is within a FEMA Special Flood Hazard Area. Most homes are outside these zones, but worth verifying the specific address at msc.fema.gov.
Closing costs for a buyer in Colorado County typically run $4,196–$10,490 (2–5% of purchase price) on a median-priced home, including title insurance ($800–$2,000), appraisal ($400–$700), home inspection ($350–$600), recording fees ($100–$300), and loan origination (0.5–1.0% of the loan amount). Use the calculator above for a specific estimate at your purchase price.
Every county-specific figure on this page links to the exact public dataset it comes from. Verify the numbers yourself against the original source.
Source for the $2,204/yr median taxes paid (ACS 2024 5-year estimates, variable B25103_001E).
Source for the $209,800 median home value (variable B25077_001E). The 1.05% effective rate is median taxes paid divided by median home value.
Confirms Texas has no state real estate transfer tax. Verified April 2026.
Source for the county's flood hazard exposure (coastal and inland flood exposure area as a share of county area).
The national dataset behind the county report, including its technical documentation and release notes.
Look up a specific property's flood zone and insurance rate map before making an offer on a home in Colorado County.
Closing cost line items are national ranges, not county data. The methodology lists each range's source and the calculator's assumptions (mortgage rate, insurance, PMI).
Texas property tax exemptions: official sources
Verified April 2026.
What every buyer should read before making an offer.
An HOA capped rentals at 10 of 50 homes and grandfathered the existing landlords. How to find rental restrictions before closing, and what they cost you.
Read the guide →A buyer closed on a house and only then found out about ongoing HOA lawsuits. Six checks you can run yourself before your contingencies expire.
Read the guide →HOA special assessment not on the disclosure? One buyer got a $15,000 bill the day after closing. How to catch it before, and what to do after.
Read the guide →