Updated · Property tax data: Census ACS 2024 5-year estimates · Transfer tax verified April 2026 · Methodology · Editorial policy
Colquitt County's 0.83% median tax-to-value ratio falls in the middle 50% of US counties, close to the national median of 0.81%. Within Georgia's 158 counties, it's the 70th lowest. On the county's median home value of $121,400, the typical homeowner pays $1,014 annually in property tax, $615 less than the national median of $1,629. At closing, Georgia's 0.10% combined real estate transfer tax adds roughly $121 on a median-priced home, typically paid by the seller.
Enter any purchase price to see the full cost breakdown for Colquitt County.
The two rows above, added together: everything due at closing plus your first twelve months of ownership.
Low flood risk. Flood insurance not typically required. Verify at msc.fema.gov for your specific property.
All figures are estimates for planning purposes only. Mortgage payment assumes a 30-year fixed rate of 7.28%, the Freddie Mac PMMS average for the week ending October 1, 2026. Your lender will confirm the actual rate. Closing costs vary by lender and transaction. Consult a licensed real estate attorney and lender before making any financial decisions.
Ways buyers in Colquitt County may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
$2,000 off the 40% assessed value of an owner-occupied primary residence for county and school taxes. Many counties layer larger local exemptions on top.
View official source →Owners 65+ with net income under $10,000 may claim an additional $4,000 county exemption. Many counties provide substantially larger local senior exemptions, often including full school-tax exemptions.
View official source →$126,526 statewide homestead exemption (for 2026, indexed annually to federal VA levels) for veterans with 100% service-connected disability and their unremarried surviving spouses.
View official source →Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.
Answers to common questions about buying a home in Colquitt County.
There is no single property tax rate for Colquitt County. The 0.83% figure commonly quoted is a county-wide median: the median annual property tax paid ($1,014) divided by the median home value ($121,400), from 2024 US Census ACS 5-year estimates. It is a statistic describing the county, not a rate levied on any particular property. Your own bill depends on your assessed value, the millage set by your overlapping taxing districts, any homestead or senior exemptions you qualify for, and special assessments. One thing to watch: the median reflects taxes actually paid by current owners, many of whom hold homestead exemptions and assessment caps, so a new buyer paying today's market price often pays more than 0.83% of the purchase price.
Georgia's combined real estate transfer tax is approximately 0.10% of the purchase price. On the median Colquitt County home value of $121,400, this adds roughly $121 at closing. Real Estate Transfer Tax is $1.00 first $1,000 + $0.10/$100 above (effectively 0.1%), seller pays by custom. Buyers with mortgages ≥62 months also pay Intangible Recording Tax of $1.50/$500 (0.3%) on loan amount (not purchase price), max $25,000 per note. Shorter-term loans exempt as of July 2025.
Flood risk is relatively low. Only 4.6% of Colquitt County's land falls within a FEMA Special Flood Hazard Area. Flood insurance is not typically required, though individual properties near waterways may still be in a zone. Verify at msc.fema.gov.
On Colquitt County's median home value of $121,400 with 20% down, buyer closing costs work out to roughly $3,445–$6,865, or 2.8–5.7% of the purchase price. That covers title insurance $800–$2,000; loan origination fee $486–$971; home appraisal $400–$700; home inspection $350–$600; real estate attorney $600–$1,500; recording fees $100–$300; prepaid mortgage interest $291; homeowners insurance (2 months) $250; property tax escrow (2-3 months) $169–$253. Transfer tax is listed separately. These are national ranges for each line item rather than Colquitt County quotes, so treat them as a planning range and use the calculator above for your own purchase price.
Every county-specific figure on this page links to the exact public dataset it comes from. Verify the numbers yourself against the original source.
Source for the $1,014/yr median taxes paid (ACS 2024 5-year estimates, variable B25103_001E).
Source for the $121,400 median home value (variable B25077_001E). The 0.83% effective rate is median taxes paid divided by median home value.
Source for the transfer tax used in the calculator (buyer 0.00%, seller 0.10%). Verified April 2026.
Source for the county's flood hazard exposure (coastal and inland flood exposure area as a share of county area).
The national dataset behind the county report, including its technical documentation and release notes.
Look up a specific property's flood zone and insurance rate map before making an offer on a home in Colquitt County.
Closing cost line items are national ranges, not county data. The methodology lists each range's source and the calculator's assumptions (mortgage rate, insurance, PMI).
Georgia property tax exemptions: official sources
Verified April 2026.
What every buyer should read before making an offer.
An HOA capped rentals at 10 of 50 homes and grandfathered the existing landlords. How to find rental restrictions before closing, and what they cost you.
Read the guide →A buyer closed on a house and only then found out about ongoing HOA lawsuits. Six checks you can run yourself before your contingencies expire.
Read the guide →HOA special assessment not on the disclosure? One buyer got a $15,000 bill the day after closing. How to catch it before, and what to do after.
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