Homeowners in Grimes County, TX pay a median $2,414 a year in property taxes, about 1.02% of the median home value of $237,400.
Data reviewed · ACS 2024 · Mortgage rates weekly · Methodology
Based on what homeowners in Grimes County pay: median taxes paid divided by median home value. If you bought years ago, Texas's assessment cap likely keeps your bill below this.
Enter any purchase price to see the full cost breakdown for Grimes County.
Everything due at closing plus your first twelve months of ownership. The detail is below.
Your numbers as a one-page PDF: $237,400 home, 20% down, 30-year loan at this week's 7.24%. Rates move every week; the PDF keeps today's.
Moderate flood risk. Some neighborhoods require flood insurance. Check your property at msc.fema.gov.
All figures are estimates for planning purposes only. Mortgage payment assumes a 30-year fixed rate of 7.24%, the Freddie Mac PMMS average for the week ending October 29, 2026. Your lender will confirm the actual rate. Closing costs vary by lender and transaction. Consult a licensed real estate attorney and lender before making any financial decisions.
Grimes County's 1.02% median tax-to-value ratio falls in the middle 50% of US counties, close to the national median of 0.81%. Within Texas's 249 counties, it's the 68th lowest. On the county's median home value of $237,400, the typical homeowner pays $2,414 annually in property tax, $785 more than the national median of $1,629. Texas charges no state real estate transfer tax, which keeps closing costs here lower than high-transfer-tax states like New York, Pennsylvania, or Delaware. About 10.2% of the county lies within a FEMA flood hazard zone, worth checking msc.fema.gov for any specific address before buying.
Ways buyers in Grimes County may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
Every school district must offer a $100,000 homestead exemption on appraised value of an owner-occupied primary residence for school M&O taxes (raised via Prop 4 in 2023, further increased to $140,000 by Prop 13/11 in 2025).
View official source →Additional $60,000 school district exemption for homeowners 65+ or disabled (increased by Prop 11 in 2025). Plus a school tax ceiling freezing amounts at the level paid when homeowner turned 65.
View official source →Graduated $5,000-$12,000 exemption based on VA disability rating. 100% disabled veterans (or individual unemployability) receive a total exemption on their residence homestead (Tax Code 11.131).
View official source →Annual increase in appraised value of a qualified residence homestead is capped at 10% (plus improvements) regardless of market value changes.
View official source →Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.
Answers to common questions about buying a home in Grimes County.
Homeowners in Grimes County pay a median $2,414 a year in property taxes, from 2024 US Census ACS 5-year estimates. There is no single property tax rate for Grimes County. The 1.02% figure commonly quoted is a county-wide median: the median annual property tax paid ($2,414) divided by the median home value ($237,400), from 2024 US Census ACS 5-year estimates. It is a statistic describing the county, not a rate levied on any particular property. Your own bill depends on your assessed value, the millage set by your overlapping taxing districts, any homestead or senior exemptions you qualify for, and special assessments. One thing to watch: the median reflects taxes paid by current owners. The 10% homestead appraisal cap ends when the home changes hands. A buyer is taxed on the full appraised value. So a buyer paying today's market price usually pays more than 1.02% of the purchase price.
No. Texas does not impose a state real estate transfer tax, which keeps closing costs in Grimes County lower than in states like New York, Pennsylvania, or Delaware where transfer taxes can add thousands of dollars at closing. Texas imposes no state real estate transfer tax. Tex. Tax Code effectively prohibits counties and municipalities from imposing one. Only nominal county recording fees apply.
Only in parts. About 10.2% of Grimes County's land area is within a FEMA Special Flood Hazard Area. Most homes are outside these zones, but worth verifying the specific address at msc.fema.gov.
On Grimes County's median home value of $237,400 with 20% down, buyer closing costs work out to roughly $3,817–$6,918, or 1.6–2.9% of the purchase price. That covers title insurance $800–$2,000; loan origination fee $950–$1,899; home appraisal $400–$700; home inspection $350–$600; recording fees $100–$300; prepaid mortgage interest $565; homeowners insurance (2 months) $250; property tax escrow (2-3 months) $402–$604. Transfer tax is listed separately. These are national ranges for each line item rather than Grimes County quotes, so treat them as a planning range and use the calculator above for your own purchase price.
Every county-specific figure on this page links to the exact public dataset it comes from. Verify the numbers yourself against the original source.
Source for the $2,414/yr median taxes paid (ACS 2024 5-year estimates, variable B25103_001E).
Source for the $237,400 median home value (variable B25077_001E). The 1.02% median tax-to-value ratio is median taxes paid divided by median home value.
Confirms Texas has no state real estate transfer tax. Verified April 2026.
Source for the county's flood hazard exposure (coastal and inland flood exposure area as a share of county area).
The national dataset behind the county report, including its technical documentation and release notes.
Look up a specific property's flood zone and insurance rate map before making an offer on a home in Grimes County.
Closing cost line items are national ranges, not county data. The methodology lists each range's source and the calculator's assumptions (mortgage rate, insurance, PMI).
Texas property tax exemptions: official sources
Verified April 2026.
What every buyer should read before making an offer.
Seven signs in an HOA's budget, reserve study, minutes and insurance that raise the risk of a special assessment, the numbers behind each, and what to ask.
Read the guide →Your HOA resale packet holds the CC&Rs, budget, reserve study and minutes. What each one says, where the costly rules hide, and the order to read them in.
Read the guide →An HOA capped rentals at 10 of 50 homes and grandfathered the existing landlords. How to find rental restrictions before closing, and what they cost you.
Read the guide →