Homeowners in Jefferson County, GA pay a median $1,009 a year in property taxes, about 0.96% of the median home value of $105,400.
Data reviewed · ACS 2024 · Mortgage rates weekly · Methodology
Based on what homeowners in Jefferson County pay: median taxes paid divided by median home value. If you bought years ago, Georgia's assessment cap likely keeps your bill below this.
Enter any purchase price to see the full cost breakdown for Jefferson County.
Everything due at closing plus your first twelve months of ownership. The detail is below.
Your numbers as a one-page PDF: $105,400 home, 20% down, 30-year loan at this week's 7.24%. Rates move every week; the PDF keeps today's.
Low flood risk. Flood insurance not typically required. Verify at msc.fema.gov for your specific property.
All figures are estimates for planning purposes only. Mortgage payment assumes a 30-year fixed rate of 7.24%, the Freddie Mac PMMS average for the week ending October 29, 2026. Your lender will confirm the actual rate. Closing costs vary by lender and transaction. Consult a licensed real estate attorney and lender before making any financial decisions.
Jefferson County's 0.96% median tax-to-value ratio falls in the middle 50% of US counties, close to the national median of 0.81%. Within Georgia's 158 counties, it's the 42nd highest. On the county's median home value of $105,400, the typical homeowner pays $1,009 annually in property tax, $620 less than the national median of $1,629. At closing, Georgia's 0.10% combined real estate transfer tax adds roughly $105 on a median-priced home, typically paid by the seller.
Ways buyers in Jefferson County may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
$2,000 off the 40% assessed value of an owner-occupied primary residence for county and school taxes. Many counties layer larger local exemptions on top.
View official source →Owners 65+ with net income under $10,000 may claim an additional $4,000 county exemption. Many counties provide substantially larger local senior exemptions, often including full school-tax exemptions.
View official source →$126,526 statewide homestead exemption (for 2026, indexed annually to federal VA levels) for veterans with 100% service-connected disability and their unremarried surviving spouses.
View official source →From 2025, homestead assessed value may rise only by inflation, measured from the year before the owner first claims the exemption, so a buyer starts from the current assessed value. Counties, cities and school districts could opt out by March 1, 2025.
View official source →Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.
Answers to common questions about buying a home in Jefferson County.
Homeowners in Jefferson County pay a median $1,009 a year in property taxes, from 2024 US Census ACS 5-year estimates. There is no single property tax rate for Jefferson County. The 0.96% figure commonly quoted is a county-wide median: the median annual property tax paid ($1,009) divided by the median home value ($105,400), from 2024 US Census ACS 5-year estimates. It is a statistic describing the county, not a rate levied on any particular property. Your own bill depends on your assessed value, the millage set by your overlapping taxing districts, any homestead or senior exemptions you qualify for, and special assessments. One thing to watch: the median reflects taxes paid by current owners. HB 581 limits homestead assessment growth to inflation, measured from the year before the owner first claims the exemption, so a buyer starts from the current assessed value. Some counties, cities and school districts opted out. So a buyer paying today's market price usually pays more than 0.96% of the purchase price.
Georgia's combined real estate transfer tax is approximately 0.10% of the purchase price. On the median Jefferson County home value of $105,400, this adds roughly $105 at closing. Real Estate Transfer Tax is $1.00 first $1,000 + $0.10/$100 above (effectively 0.1%), seller pays by custom. Buyers with mortgages ≥62 months also pay Intangible Recording Tax of $1.50/$500 (0.3%) on loan amount (not purchase price), max $25,000 per note. Shorter-term loans exempt as of July 2025.
Flood risk is relatively low. Only 2.0% of Jefferson County's land falls within a FEMA Special Flood Hazard Area. Flood insurance is not typically required, though individual properties near waterways may still be in a zone. Verify at msc.fema.gov.
On Jefferson County's median home value of $105,400 with 20% down, buyer closing costs work out to roughly $3,594–$6,949, or 3.4–6.6% of the purchase price. That covers title insurance $800–$2,000; loan origination fee $422–$843; home appraisal $400–$700; home inspection $350–$600; real estate attorney $600–$1,500; recording fees $100–$300; prepaid mortgage interest $251; homeowners insurance (2 months) $250; property tax escrow (2-3 months) $168–$252; intangible recording tax $253. Transfer tax is listed separately. These are national ranges for each line item rather than Jefferson County quotes, so treat them as a planning range and use the calculator above for your own purchase price.
Every county-specific figure on this page links to the exact public dataset it comes from. Verify the numbers yourself against the original source.
Source for the $1,009/yr median taxes paid (ACS 2024 5-year estimates, variable B25103_001E).
Source for the $105,400 median home value (variable B25077_001E). The 0.96% median tax-to-value ratio is median taxes paid divided by median home value.
Source for the transfer tax used in the calculator (buyer 0.00%, seller 0.10%). Verified April 2026.
Source for the county's flood hazard exposure (coastal and inland flood exposure area as a share of county area).
The national dataset behind the county report, including its technical documentation and release notes.
Look up a specific property's flood zone and insurance rate map before making an offer on a home in Jefferson County.
Closing cost line items are national ranges, not county data. The methodology lists each range's source and the calculator's assumptions (mortgage rate, insurance, PMI).
Georgia property tax exemptions: official sources
Verified April 2026.
What every buyer should read before making an offer.
Seven signs in an HOA's budget, reserve study, minutes and insurance that raise the risk of a special assessment, the numbers behind each, and what to ask.
Read the guide →Your HOA resale packet holds the CC&Rs, budget, reserve study and minutes. What each one says, where the costly rules hide, and the order to read them in.
Read the guide →An HOA capped rentals at 10 of 50 homes and grandfathered the existing landlords. How to find rental restrictions before closing, and what they cost you.
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