Wisconsin— Property Tax & Closing Costs
2024 Census dataEffective tax rate
0.89%
of assessed value annually
Median home value
$238,400
2024 ACS survey
Median taxes paid
$2,123/yr
2024 data
Oneida County's 0.89% effective property tax rate falls in the middle 50% of US counties — close to the national median of 0.81%. Within Wisconsin's 72 counties, it's the 3rd lowest. On the county's median home value of $238,400, the typical homeowner pays $2,123 annually in property tax — $494 more than the national median of $1,629. At closing, Wisconsin's 0.30% combined real estate transfer tax adds roughly $715 on a median-priced home, typically paid by the seller.
Calculate your true cost
Enter any purchase price to see the full cost breakdown for Oneida County.
County median: $238,400
Leave at $0 if the property has no homeowners association.
LTV: 80.00%
At closing
Monthly ongoing
Year one
Low flood risk. Flood insurance not typically required. Verify at msc.fema.gov for your specific property.
All figures are estimates for planning purposes only. Mortgage payment assumes a 30-year fixed rate of 6.8% — your lender will confirm the actual rate. Closing costs vary by lender and transaction. Consult a licensed real estate attorney and lender before making any financial decisions.
Wisconsin property tax exemptions
Ways buyers in Oneida County may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
Lottery & Gaming Credit
Direct property tax credit on a primary residence, typically $150-$350/year, funded by Wisconsin Lottery and gaming proceeds. Must be a Wisconsin resident and owner-occupy by January 1.
View official source →School Levy Credit and First Dollar Credit
Two automatic credits applied to all property tax bills: School Levy Credit reduces the school portion; First Dollar Credit applies a flat credit on improved residential property.
View official source →Disabled Veterans and Surviving Spouses Exemption
Veterans with 100% service-connected disability or individual unemployability receive a refundable credit equal to property tax paid on the primary residence. Surviving spouses also qualify.
View official source →Homestead Credit (Income Tax)
Income-based refundable credit up to $1,168 for homeowners and renters with household income under $24,680. Claimed on the Wisconsin income tax return.
View official source →Last verified 2026-04. Exemption amounts and eligibility change frequently — always confirm with your county assessor before claiming.
Frequently asked questions
Answers to common questions about buying a home in Oneida County.
The effective property tax rate in Oneida County is 0.89% — calculated as the median annual property tax paid ($2,123) divided by the median home value ($238,400), using 2024 US Census ACS 5-year estimates. Your actual bill depends on your purchase price, homestead or senior exemptions, and any special assessments applied in your taxing district.
Wisconsin's combined real estate transfer tax is approximately 0.30% of the purchase price. On the median Oneida County home value of $238,400, this adds roughly $715 at closing. $0.30/$100 (0.3%) Real Estate Transfer Fee per Wis. Stat. 77.22, seller-paid. 80/20 state/county revenue split but uniform statewide rate. Wisconsin prohibits local governments from imposing additional transfer fees.
Flood risk is relatively low. Only 2.3% of Oneida County's land falls within a FEMA Special Flood Hazard Area. Flood insurance is not typically required, though individual properties near waterways may still be in a zone — verify at msc.fema.gov.
Closing costs for a buyer in Oneida County typically run $4,768–$11,920 (2–5% of purchase price) on a median-priced home, including title insurance ($800–$2,000), appraisal ($400–$700), home inspection ($350–$600), recording fees ($100–$300), and loan origination (0.5–1.0% of the loan amount). Use the calculator above for a specific estimate at your purchase price.
Data sources for Oneida County
Every figure on this page is traceable. Verify the numbers yourself against the original public data.
Source for the 0.89% effective property tax rate, median home value, and median taxes paid (ACS 5-year, 2024 vintage).
Source for county-level flood zone exposure, wildfire risk, and other natural hazard ratings. Updated quarterly by FEMA.
Look up a specific property's flood zone and insurance rate map before making an offer on a home in Oneida County.
Guides for Wisconsin home buyers
What every buyer should read before making an offer.
HOA Documents
HOA lawsuits — how to check for pending litigation against your future HOA before you close
A buyer closed on a house and only then found out about ongoing HOA lawsuits. Six checks you can run yourself before your contingencies expire.
Read the guide →HOA Documents
Undisclosed HOA special assessment — what you can do if you find out after closing
HOA special assessment not on the disclosure? One buyer got a $15,000 bill the day after closing. How to catch it before — and what to do after.
Read the guide →