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Kentucky— Property Tax & Closing Costs

Kentucky property tax by county

Property tax rates, median home values, and closing cost estimates for all 120 counties in Kentucky. The average effective rate across the state is 0.70%, ranking Kentucky 31 of 51. Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.

Average rate

0.70%

across 120 counties

National rank

#31

of 51states & DC

Median home value

$148,150

county median in state

Rate range

0.48%1.01%

Rockcastle CountyCampbell County

Lowest property tax rates in Kentucky

The five Kentucky counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.

CountyRate
Rockcastle County0.48%
Carter County0.49%
Menifee County0.51%
Clinton County0.52%
Cumberland County0.54%

Highest property tax rates in Kentucky

The five Kentuckycounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness — but they materially change a buyer's monthly carrying cost.

CountyRate
Campbell County1.01%
Harlan County0.99%
Kenton County0.98%
Letcher County0.96%
Bracken County0.92%

All 120 counties in Kentucky

Effective property tax rate, median home value, and median annual taxes paid for every county in Kentucky. Click a county to open its full property tax calculator and closing cost breakdown.

CountyRate
Adair County0.64%
Allen County0.54%
Anderson County0.75%
Ballard County0.73%
Barren County0.68%
Bath County0.66%
Bell County0.81%
Boone County0.85%
Bourbon County0.71%
Boyd County0.88%
Boyle County0.83%
Bracken County0.92%
Breathitt County0.73%
Breckinridge County0.58%
Bullitt County0.83%
Butler County0.58%
Caldwell County0.54%
Calloway County0.65%
Campbell County1.01%
Carlisle County0.78%
Carroll County0.76%
Carter County0.49%
Casey County0.60%
Christian County0.65%
Clark County0.70%
Clay County0.70%
Clinton County0.52%
Crittenden County0.57%
Cumberland County0.54%
Daviess County0.84%
Edmonson County0.55%
Elliott County0.61%
Estill County0.67%
Fayette County0.87%
Fleming County0.64%
Floyd County0.76%
Franklin County0.79%
Fulton County0.80%
Gallatin County0.83%
Garrard County0.69%
Grant County0.68%
Graves County0.66%
Grayson County0.56%
Green County0.65%
Greenup County0.87%
Hancock County0.66%
Hardin County0.66%
Harlan County0.99%
Harrison County0.66%
Hart County0.66%
Henderson County0.90%
Henry County0.81%
Hickman County0.67%
Hopkins County0.77%
Jackson County0.62%
Jefferson County0.86%
Jessamine County0.73%
Johnson County0.66%
Kenton County0.98%
Knott County0.74%
Knox County0.66%
Larue County0.60%
Laurel County0.57%
Lawrence County0.71%
Lee County0.84%
Leslie County0.82%
Letcher County0.96%
Lewis County0.64%
Lincoln County0.72%
Livingston County0.61%
Logan County0.61%
Lyon County0.63%
Madison County0.73%
Magoffin County0.78%
Marion County0.69%
Marshall County0.72%
Martin County0.82%
Mason County0.65%
McCracken County0.75%
McCreary County0.65%
McLean County0.64%
Meade County0.68%
Menifee County0.51%
Mercer County0.83%
Metcalfe County0.67%
Monroe County0.77%
Montgomery County0.73%
Morgan County0.66%
Muhlenberg County0.62%
Nelson County0.80%
Nicholas County0.59%
Ohio County0.62%
Oldham County0.90%
Owen County0.72%
Owsley County0.71%
Pendleton County0.80%
Perry County0.70%
Pike County0.69%
Powell County0.62%
Pulaski County0.63%
Robertson County0.54%
Rockcastle County0.48%
Rowan County0.55%
Russell County0.57%
Scott County0.66%
Shelby County0.77%
Simpson County0.60%
Spencer County0.66%
Taylor County0.69%
Todd County0.55%
Trigg County0.56%
Trimble County0.66%
Union County0.89%
Warren County0.65%
Washington County0.66%
Wayne County0.56%
Webster County0.88%
Whitley County0.64%
Wolfe County0.55%
Woodford County0.70%

Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home — actual bills vary by purchase price, exemptions, and special assessments.