New Jersey— Property Tax & Closing Costs

New Jersey property tax by county

Property tax rates, median home values, and closing cost estimates for all 21 counties in New Jersey. The average effective rate across the state is 2.08%, ranking New Jersey 1 of 51 (highest property taxes nationally). Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.

Average rate

2.08%

across 21 counties

National rank

of 51states & DC

Median home value

$434,600

county median in state

Rate range

1.22%–2.93%

Cape May County → Salem County

Lowest property tax rates in New Jersey

The five New Jersey counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.

County	Rate	Median home	Median taxes
Cape May County	1.22%	$434,600	$5,306
Bergen County	1.60%	$623,000	$10,001
Ocean County	1.65%	$398,400	$6,562
Monmouth County	1.65%	$606,100	$10,001
Morris County	1.72%	$582,500	$10,001

Highest property tax rates in New Jersey

The five New Jerseycounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness — but they materially change a buyer's monthly carrying cost.

County	Rate	Median home	Median taxes
Salem County	2.93%	$239,500	$7,018
Camden County	2.83%	$287,100	$8,134
Gloucester County	2.60%	$310,400	$8,055
Mercer County	2.36%	$377,700	$8,909
Warren County	2.34%	$346,500	$8,119

All 21 counties in New Jersey

Effective property tax rate, median home value, and median annual taxes paid for every county in New Jersey. Click a county to open its full property tax calculator and closing cost breakdown.

County	Rate	Median home	Median taxes
Atlantic County	2.30%	$295,000	$6,776
Bergen County	1.60%	$623,000	$10,001
Burlington County	2.25%	$354,000	$7,983
Camden County	2.83%	$287,100	$8,134
Cape May County	1.22%	$434,600	$5,306
Cumberland County	2.28%	$221,400	$5,052
Essex County	1.91%	$524,100	$10,001
Gloucester County	2.60%	$310,400	$8,055
Hudson County	1.77%	$539,700	$9,555
Hunterdon County	1.93%	$517,200	$10,001
Mercer County	2.36%	$377,700	$8,909
Middlesex County	2.10%	$462,900	$9,712
Monmouth County	1.65%	$606,100	$10,001
Morris County	1.72%	$582,500	$10,001
Ocean County	1.65%	$398,400	$6,562
Passaic County	2.18%	$459,500	$10,001
Salem County	2.93%	$239,500	$7,018
Somerset County	1.81%	$552,100	$10,001
Sussex County	2.32%	$369,400	$8,568
Union County	1.89%	$529,200	$10,001
Warren County	2.34%	$346,500	$8,119

Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home — actual bills vary by purchase price, exemptions, and special assessments.