Virginia · Property Tax & Closing Costs
Virginia property tax by county
Property tax rates, median home values, and closing cost estimates for all 133 counties in Virginia. The average effective rate across the state is 0.65%, ranking Virginia 34 of 51 (below-average property taxes). Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.
Average rate
0.65%
across 133 counties
National rank
#34
of 51, highest rate first
Median home value
$258,600
county median in state
Rate range
0.38%–1.17%
Amelia County → Manassas Park city
Same home, different county
On a $258,600 home (the typical county median in Virginia), the annual property tax bill depends heavily on where you buy:
Difference
$2,040/yr
$170/mo · $20,404 over 10 years
Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.
Lowest property tax rates in Virginia
The five Virginia counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.
| County | Rate |
|---|---|
| Amelia County | 0.38% |
| Lunenburg County | 0.39% |
| Bath County | 0.39% |
| Prince Edward County | 0.43% |
| Mathews County | 0.43% |
Highest property tax rates in Virginia
The five Virginiacounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.
| County | Rate |
|---|---|
| Manassas Park city | 1.17% |
| Manassas city | 1.09% |
| Portsmouth city | 1.04% |
| Newport News city | 1.01% |
| Fairfax County | 1.00% |
Virginia real estate transfer tax
Virginia charges a combined transfer tax of about 0.43% of the purchase price. On a $258,600 home, that is roughly $1,112 in total.
| Paid by | Rate | On $258,600 |
|---|---|---|
| Buyer | 0.33% | $853 |
| Seller | 0.10% | $259 |
Grantor's (seller) tax $0.50/$500 (0.1%). Northern Virginia and Hampton Roads sellers pay an additional $0.15/$100 (0.15%) NVTA/HRTA regional congestion fee (total ~0.25% seller in those regions). Buyer pays State Recordation Tax $0.25/$100 (0.25%) + local 1/3 addition ($0.083/$100) + grantee tax $0.50/$500 (0.1%) ≈ 0.43% total on deed. Additional recordation on mortgage applies if financed.
Virginia is an attorney-closing state: expect a real estate attorney fee of roughly $600–$1,500 at closing.
Official Virginia source → · Verified April 2026
Closing costs in Virginia
Across Virginia's 133 counties, buyer closing costs run $3,146 to $18,807 at each county's median home value with 20% down. Cash needed at closing, with closing costs, the down payment and the transfer tax, runs $20,122 to $233,410. Pick your county for your own figures.
Virginia closing cost calculatorVirginia property tax exemptions
Ways buyers in Virginia may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
Disabled Veterans Real Estate Exemption
Statewide exemption of real property tax on the principal residence and up to one acre for veterans with 100% service-connected permanent and total disability (or rated 100% for individual unemployability). Extends to unremarried surviving spouses.
View official source →Elderly & Disabled Tax Relief
Va. Code §58.1-3210 authorizes localities to exempt or defer real estate tax for owners 65+ or permanently and totally disabled. Income and asset limits are set by each locality.
View official source →Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.
All 133 counties in Virginia
Effective property tax rate, median home value, and median annual taxes paid for every county in Virginia. Click a county to open its full property tax calculator and closing cost breakdown.
Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home. Actual bills vary by purchase price, exemptions, and special assessments.