Homeowners in Baker County, FL pay a median $1,631 a year in property taxes, about 0.64% of the median home value of $256,700.
Data reviewed · ACS 2024 · Mortgage rates weekly · Methodology
Based on what homeowners in Baker County pay: median taxes paid divided by median home value. If you bought years ago, Florida's assessment cap likely keeps your bill below this.
Enter any purchase price to see the full cost breakdown for Baker County.
Everything due at closing plus your first twelve months of ownership. The detail is below.
Your numbers as a one-page PDF: $256,700 home, 20% down, 30-year loan at this week's 7.24%. Rates move every week; the PDF keeps today's.
Low flood risk. Flood insurance not typically required. Verify at msc.fema.gov for your specific property.
All figures are estimates for planning purposes only. Mortgage payment assumes a 30-year fixed rate of 7.24%, the Freddie Mac PMMS average for the week ending October 29, 2026. Your lender will confirm the actual rate. Closing costs vary by lender and transaction. Consult a licensed real estate attorney and lender before making any financial decisions.
Baker County's 0.64% median tax-to-value ratio falls in the middle 50% of US counties, close to the national median of 0.81%. Within Florida's 67 counties, it's the 22nd lowest. On the county's median home value of $256,700, the typical homeowner pays $1,631 annually in property tax, close to the national median of $1,629. At closing, Florida's 0.70% combined real estate transfer tax adds roughly $1,797 on a median-priced home, typically paid by the seller.
Ways buyers in Baker County may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
Up to $50,000 exemption on a permanent primary residence: first $25,000 applies to all property taxes; an additional $25,000 applies to non-school taxes on assessed value between $50,000 and $75,000.
View official source →Annual increase in a homestead property's assessed value is capped at the lesser of 3% or CPI change. For 2026, the cap is 2.7%. Portability allows transferring up to $500,000 of SOH benefit to a new Florida homestead.
View official source →Counties and municipalities may grant an additional homestead exemption up to $50,000 for homeowners 65+ meeting an adjusted gross income limit (updated annually).
View official source →Veterans with a 10%+ service-connected disability get a $5,000 exemption; veterans with permanent total service-connected disability or honorably discharged quadriplegics receive a full homestead exemption.
View official source →Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.
Answers to common questions about buying a home in Baker County.
Homeowners in Baker County pay a median $1,631 a year in property taxes, from 2024 US Census ACS 5-year estimates. There is no single property tax rate for Baker County. The 0.64% figure commonly quoted is a county-wide median: the median annual property tax paid ($1,631) divided by the median home value ($256,700), from 2024 US Census ACS 5-year estimates. It is a statistic describing the county, not a rate levied on any particular property. Your own bill depends on your assessed value, the millage set by your overlapping taxing districts, any homestead or senior exemptions you qualify for, and special assessments. One thing to watch: the median reflects taxes paid by current owners. Save Our Homes caps assessed value growth for the current owner. After a sale the assessed value resets to market value the next January 1. So a buyer paying today's market price usually pays more than 0.64% of the purchase price.
Florida's combined real estate transfer tax is approximately 0.70% of the purchase price. On the median Baker County home value of $256,700, this adds roughly $1,797 at closing. Seller pays Documentary Stamp Tax on deed: $0.70/$100 (0.7%) statewide, except Miami-Dade at $0.60/$100 (0.6%) plus $0.45/$100 surtax on non-single-family. Buyers with a mortgage also pay Doc Stamps on the note ($0.35/$100 = 0.35%) + Intangible Tax ($2.00/$1,000 = 0.2%) on the loan amount, not on purchase price, so not included in buyer_rate.
Flood risk is relatively low. Only 2.3% of Baker County's land falls within a FEMA Special Flood Hazard Area. Flood insurance is not typically required, though individual properties near waterways may still be in a zone. Verify at msc.fema.gov.
On Baker County's median home value of $256,700 with 20% down, buyer closing costs work out to roughly $5,539–$9,552, or 2.2–3.7% of the purchase price. That covers title insurance $800–$2,000; loan origination fee $1,027–$2,054; home appraisal $400–$700; home inspection $350–$600; real estate attorney $600–$1,500; recording fees $100–$300; prepaid mortgage interest $611; homeowners insurance (2 months) $250; property tax escrow (2-3 months) $272–$408; documentary stamp tax on the note $719; intangible tax $411. Transfer tax is listed separately. These are national ranges for each line item rather than Baker County quotes, so treat them as a planning range and use the calculator above for your own purchase price.
Every county-specific figure on this page links to the exact public dataset it comes from. Verify the numbers yourself against the original source.
Source for the $1,631/yr median taxes paid (ACS 2024 5-year estimates, variable B25103_001E).
Source for the $256,700 median home value (variable B25077_001E). The 0.64% median tax-to-value ratio is median taxes paid divided by median home value.
Source for the transfer tax used in the calculator (buyer 0.00%, seller 0.70%). Verified April 2026.
Source for the county's flood hazard exposure (coastal and inland flood exposure area as a share of county area).
The national dataset behind the county report, including its technical documentation and release notes.
Look up a specific property's flood zone and insurance rate map before making an offer on a home in Baker County.
Closing cost line items are national ranges, not county data. The methodology lists each range's source and the calculator's assumptions (mortgage rate, insurance, PMI).
Florida property tax exemptions: official sources
Verified April 2026.
What every buyer should read before making an offer.
Seven signs in an HOA's budget, reserve study, minutes and insurance that raise the risk of a special assessment, the numbers behind each, and what to ask.
Read the guide →Your HOA resale packet holds the CC&Rs, budget, reserve study and minutes. What each one says, where the costly rules hide, and the order to read them in.
Read the guide →An HOA capped rentals at 10 of 50 homes and grandfathered the existing landlords. How to find rental restrictions before closing, and what they cost you.
Read the guide →