Florida · Property Tax & Closing Costs

Florida property tax by county

Property tax rates, median home values, and closing cost estimates for all 67 counties in Florida. The average effective rate across the state is 0.70%, ranking Florida 30 of 51. Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.

Average rate

0.70%

across 67 counties

National rank

#30

of 51, highest rate first

Median home value

$276,000

county median in state

Rate range

0.45%–0.96%

Walton County → Alachua County

Same home, different county

On a $276,000 home (the typical county median in Florida), the annual property tax bill depends heavily on where you buy:

Lowest-rate county

$1,234/yr

Walton County at 0.45%

Highest-rate county

$2,650/yr

Alachua County at 0.96%

Difference

$1,416/yr

$118/mo · $14,159 over 10 years

Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.

Lowest property tax rates in Florida

The five Florida counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.

County	Rate	Median home	Median taxes
Walton County	0.45%	$425,100	$1,902
Washington County	0.46%	$171,000	$792
Jackson County	0.50%	$120,800	$609
Calhoun County	0.51%	$145,300	$734
Monroe County	0.53%	$780,600	$4,129

Highest property tax rates in Florida

The five Floridacounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.

County	Rate	Median home	Median taxes
Alachua County	0.96%	$288,800	$2,773
Broward County	0.94%	$414,600	$3,890
St. Lucie County	0.93%	$347,300	$3,241
Liberty County	0.91%	$127,300	$1,152
Palm Beach County	0.86%	$447,300	$3,858

Florida real estate transfer tax

Florida charges a combined transfer tax of about 0.70% of the purchase price. On a $276,000 home, that is roughly $1,932 in total.

Paid by	Rate	On $276,000
Buyer	0.00%	$0
Seller	0.70%	$1,932

Seller pays Documentary Stamp Tax on deed: $0.70/$100 (0.7%) statewide, except Miami-Dade at $0.60/$100 (0.6%) plus $0.45/$100 surtax on non-single-family. Buyers with a mortgage also pay Doc Stamps on the note ($0.35/$100 = 0.35%) + Intangible Tax ($2.00/$1,000 = 0.2%) on the loan amount, not on purchase price, so not included in buyer_rate.

Florida is an attorney-closing state: expect a real estate attorney fee of roughly $600–$1,500 at closing.

Official Florida source → · Verified April 2026

Closing costs in Florida

Across Florida's 67 counties, buyer closing costs run $3,788 to $17,920 at each county's median home value with 20% down. Cash needed at closing, with closing costs and the down payment, runs $25,828 to $174,040. Pick your county for your own figures.

Florida closing cost calculator

Florida property tax exemptions

Ways buyers in Florida may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.

Homestead

Homestead Exemption

Up to $50,000 exemption on a permanent primary residence: first $25,000 applies to all property taxes; an additional $25,000 applies to non-school taxes on assessed value between $50,000 and $75,000.

View official source →

Assessment Cap

Save Our Homes Assessment Limitation

Annual increase in a homestead property's assessed value is capped at the lesser of 3% or CPI change. For 2026, the cap is 2.7%. Portability allows transferring up to $500,000 of SOH benefit to a new Florida homestead.

View official source →

Senior

Senior Additional Homestead Exemption

Counties and municipalities may grant an additional homestead exemption up to $50,000 for homeowners 65+ meeting an adjusted gross income limit (updated annually).

View official source →

Veteran

Disabled Veteran Exemptions

Veterans with a 10%+ service-connected disability get a $5,000 exemption; veterans with permanent total service-connected disability or honorably discharged quadriplegics receive a full homestead exemption.

View official source →

Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.

All 67 counties in Florida

Effective property tax rate, median home value, and median annual taxes paid for every county in Florida. Click a county to open its full property tax calculator and closing cost breakdown.

County	Rate	Median home	Median taxes
Alachua County	0.96%	$288,800	$2,773
Baker County	0.64%	$256,700	$1,631
Bay County	0.58%	$310,500	$1,807
Bradford County	0.55%	$212,500	$1,164
Brevard County	0.68%	$339,600	$2,311
Broward County	0.94%	$414,600	$3,890
Calhoun County	0.51%	$145,300	$734
Charlotte County	0.85%	$328,900	$2,785
Citrus County	0.58%	$245,500	$1,430
Clay County	0.72%	$312,500	$2,241
Collier County	0.63%	$540,700	$3,386
Columbia County	0.74%	$194,900	$1,434
DeSoto County	0.83%	$174,100	$1,447
Dixie County	0.62%	$132,000	$813
Duval County	0.75%	$303,500	$2,264
Escambia County	0.58%	$257,200	$1,495
Flagler County	0.76%	$364,900	$2,789
Franklin County	0.63%	$273,300	$1,728
Gadsden County	0.53%	$174,900	$927
Gilchrist County	0.65%	$199,900	$1,302
Glades County	0.85%	$137,000	$1,170
Gulf County	0.63%	$250,000	$1,578
Hamilton County	0.73%	$111,200	$816
Hardee County	0.82%	$153,600	$1,264
Hendry County	0.80%	$219,200	$1,756
Hernando County	0.67%	$276,000	$1,858
Highlands County	0.72%	$187,900	$1,353
Hillsborough County	0.81%	$371,500	$3,010
Holmes County	0.54%	$110,200	$600
Indian River County	0.69%	$351,500	$2,436
Jackson County	0.50%	$120,800	$609
Jefferson County	0.62%	$232,600	$1,439
Lafayette County	0.55%	$157,200	$863
Lake County	0.76%	$318,400	$2,433
Lee County	0.79%	$362,200	$2,858
Leon County	0.79%	$301,800	$2,397
Levy County	0.63%	$190,600	$1,201
Liberty County	0.91%	$127,300	$1,152
Madison County	0.83%	$116,200	$965
Manatee County	0.78%	$391,400	$3,047
Marion County	0.74%	$243,100	$1,806
Martin County	0.77%	$432,200	$3,322
Miami-Dade County	0.81%	$463,000	$3,744
Monroe County	0.53%	$780,600	$4,129
Nassau County	0.70%	$382,800	$2,699
Okaloosa County	0.57%	$351,200	$2,011
Okeechobee County	0.74%	$193,000	$1,423
Orange County	0.76%	$390,100	$2,967
Osceola County	0.76%	$353,300	$2,700
Palm Beach County	0.86%	$447,300	$3,858
Pasco County	0.73%	$300,900	$2,206
Pinellas County	0.70%	$355,100	$2,474
Polk County	0.73%	$266,500	$1,933
Putnam County	0.78%	$160,300	$1,249
Santa Rosa County	0.57%	$329,800	$1,891
Sarasota County	0.75%	$411,800	$3,106
Seminole County	0.67%	$386,900	$2,599
St. Johns County	0.76%	$489,200	$3,721
St. Lucie County	0.93%	$347,300	$3,241
Sumter County	0.78%	$385,400	$3,014
Suwannee County	0.71%	$171,600	$1,213
Taylor County	0.65%	$114,600	$750
Union County	0.58%	$169,500	$980
Volusia County	0.77%	$313,000	$2,395
Wakulla County	0.64%	$258,300	$1,642
Walton County	0.45%	$425,100	$1,902
Washington County	0.46%	$171,000	$792

Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home. Actual bills vary by purchase price, exemptions, and special assessments.