Oregon— Property Tax & Closing Costs
2024 Census dataEffective tax rate
0.53%
of assessed value annually
Median home value
$660,000
2024 ACS survey
Median taxes paid
$3,515/yr
2024 data
Hood River County's 0.53% effective property tax rate ranks 612th lowest among the 3,134 US counties tracked, placing it in the bottom 25% lowest nationally. Within Oregon's 36 counties, it's the 3rd lowest. On the county's median home value of $660,000, the typical homeowner pays $3,515 annually in property tax — $1,886 more than the national median of $1,629. At closing, Oregon's 0.10% combined real estate transfer tax adds roughly $660 on a median-priced home, split between buyer and seller.
Calculate your true cost
Enter any purchase price to see the full cost breakdown for Hood River County.
County median: $660,000
Leave at $0 if the property has no homeowners association.
LTV: 80.00%
At closing
Monthly ongoing
Year one
Low flood risk. Flood insurance not typically required. Verify at msc.fema.gov for your specific property.
All figures are estimates for planning purposes only. Mortgage payment assumes a 30-year fixed rate of 6.8% — your lender will confirm the actual rate. Closing costs vary by lender and transaction. Consult a licensed real estate attorney and lender before making any financial decisions.
Oregon property tax exemptions
Ways buyers in Hood River County may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
Measure 50
Froze assessed values at 1995-96 levels minus 10%. Assessed value cannot increase more than 3% per year, regardless of market value growth.
View official source →Senior and Disabled Property Tax Deferral
Homeowners 62+ or disabled with household income under $70,000 (2026 limit) can defer all property taxes at 6% interest; real market value minimum cap $301,000 (2026). Deferred amount becomes a lien payable at sale.
View official source →Disabled Veteran Exemption
Veterans with 40%+ VA disability receive a property tax exemption up to $24,793 off assessed value (2026, indexed annually). Surviving spouses also qualify.
View official source →Last verified 2026-04. Exemption amounts and eligibility change frequently — always confirm with your county assessor before claiming.
Frequently asked questions
Answers to common questions about buying a home in Hood River County.
The effective property tax rate in Hood River County is 0.53% — calculated as the median annual property tax paid ($3,515) divided by the median home value ($660,000), using 2024 US Census ACS 5-year estimates. Your actual bill depends on your purchase price, homestead or senior exemptions, and any special assessments applied in your taxing district.
Oregon's combined real estate transfer tax is approximately 0.10% of the purchase price. On the median Hood River County home value of $660,000, this adds roughly $660 at closing. ORS 306.815 prohibits new local transfer taxes after March 31, 1997. Washington County is the sole grandfathered jurisdiction with a 0.1% transfer tax ($1/$1,000), split 50/50 buyer/seller by custom. All other Oregon counties and cities: zero. Rates shown apply only to Washington County; statewide default is zero.
Flood risk is relatively low. Only 1.7% of Hood River County's land falls within a FEMA Special Flood Hazard Area. Flood insurance is not typically required, though individual properties near waterways may still be in a zone — verify at msc.fema.gov.
Closing costs for a buyer in Hood River County typically run $13,200–$33,000 (2–5% of purchase price) on a median-priced home, including title insurance ($800–$2,000), appraisal ($400–$700), home inspection ($350–$600), recording fees ($100–$300), and loan origination (0.5–1.0% of the loan amount). Use the calculator above for a specific estimate at your purchase price.
Data sources for Hood River County
Every figure on this page is traceable. Verify the numbers yourself against the original public data.
Source for the 0.53% effective property tax rate, median home value, and median taxes paid (ACS 5-year, 2024 vintage).
Source for county-level flood zone exposure, wildfire risk, and other natural hazard ratings. Updated quarterly by FEMA.
Look up a specific property's flood zone and insurance rate map before making an offer on a home in Hood River County.
Guides for Oregon home buyers
What every buyer should read before making an offer.
HOA Documents
HOA lawsuits — how to check for pending litigation against your future HOA before you close
A buyer closed on a house and only then found out about ongoing HOA lawsuits. Six checks you can run yourself before your contingencies expire.
Read the guide →HOA Documents
Undisclosed HOA special assessment — what you can do if you find out after closing
HOA special assessment not on the disclosure? One buyer got a $15,000 bill the day after closing. How to catch it before — and what to do after.
Read the guide →