Oregon · Property Tax & Closing Costs
Oregon property tax by county
Property tax rates, median home values, and closing cost estimates for all 36 counties in Oregon. The average effective rate across the state is 0.74%, ranking Oregon 24 of 51. Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.
Average rate
0.74%
across 36 counties
National rank
#24
of 51, highest rate first
Median home value
$388,050
county median in state
Rate range
0.48%–1.01%
Curry County → Gilliam County
Same home, different county
On a $388,050 home (the typical county median in Oregon), the annual property tax bill depends heavily on where you buy:
Difference
$2,030/yr
$169/mo · $20,295 over 10 years
Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.
Lowest property tax rates in Oregon
The five Oregon counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.
| County | Rate |
|---|---|
| Curry County | 0.48% |
| Josephine County | 0.52% |
| Hood River County | 0.53% |
| Wallowa County | 0.57% |
| Deschutes County | 0.58% |
Highest property tax rates in Oregon
The five Oregoncounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.
| County | Rate |
|---|---|
| Gilliam County | 1.01% |
| Multnomah County | 0.96% |
| Benton County | 0.95% |
| Umatilla County | 0.91% |
| Linn County | 0.87% |
Oregon real estate transfer tax
Oregon charges a combined transfer tax of about 0.10% of the purchase price. On a $388,050 home, that is roughly $388 in total.
| Paid by | Rate | On $388,050 |
|---|---|---|
| Buyer | 0.05% | $194 |
| Seller | 0.05% | $194 |
ORS 306.815 prohibits new local transfer taxes after March 31, 1997. Washington County is the sole grandfathered jurisdiction with a 0.1% transfer tax ($1/$1,000), split 50/50 buyer/seller by custom. All other Oregon counties and cities: zero. Rates shown apply only to Washington County; statewide default is zero.
Official Oregon source → · Verified April 2026
Closing costs in Oregon
Across Oregon's 36 counties, buyer closing costs run $3,425 to $11,580 at each county's median home value with 20% down. Cash needed at closing, with closing costs, the down payment and the transfer tax, runs $41,380 to $143,910. Pick your county for your own figures.
Oregon closing cost calculatorOregon property tax exemptions
Ways buyers in Oregon may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
Measure 50
Froze assessed values at 1995-96 levels minus 10%. Assessed value cannot increase more than 3% per year, regardless of market value growth.
View official source →Senior and Disabled Property Tax Deferral
Homeowners 62+ or disabled with household income under $70,000 (2026 limit) can defer all property taxes at 6% interest; real market value minimum cap $301,000 (2026). Deferred amount becomes a lien payable at sale.
View official source →Disabled Veteran Exemption
Veterans with 40%+ VA disability receive a property tax exemption up to $24,793 off assessed value (2026, indexed annually). Surviving spouses also qualify.
View official source →Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.
All 36 counties in Oregon
Effective property tax rate, median home value, and median annual taxes paid for every county in Oregon. Click a county to open its full property tax calculator and closing cost breakdown.
| County | Rate |
|---|---|
| Baker County | 0.78% |
| Benton County | 0.95% |
| Clackamas County | 0.85% |
| Clatsop County | 0.69% |
| Columbia County | 0.74% |
| Coos County | 0.68% |
| Crook County | 0.64% |
| Curry County | 0.48% |
| Deschutes County | 0.58% |
| Douglas County | 0.61% |
| Gilliam County | 1.01% |
| Grant County | 0.73% |
| Harney County | 0.80% |
| Hood River County | 0.53% |
| Jackson County | 0.74% |
| Jefferson County | 0.69% |
| Josephine County | 0.52% |
| Klamath County | 0.63% |
| Lake County | 0.71% |
| Lane County | 0.82% |
| Lincoln County | 0.81% |
| Linn County | 0.87% |
| Malheur County | 0.75% |
| Marion County | 0.84% |
| Morrow County | 0.81% |
| Multnomah County | 0.96% |
| Polk County | 0.80% |
| Sherman County | 0.75% |
| Tillamook County | 0.60% |
| Umatilla County | 0.91% |
| Union County | 0.83% |
| Wallowa County | 0.57% |
| Wasco County | 0.77% |
| Washington County | 0.84% |
| Wheeler County | 0.69% |
| Yamhill County | 0.73% |
Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home. Actual bills vary by purchase price, exemptions, and special assessments.