Skip to main content
County Home Costs

Oregon · Property Tax & Closing Costs

Oregon property tax by county

Property tax rates, median home values, and closing cost estimates for all 36 counties in Oregon. The average effective rate across the state is 0.74%, ranking Oregon 24 of 51. Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.

Average rate

0.74%

across 36 counties

National rank

#24

of 51, highest rate first

Median home value

$388,050

county median in state

Rate range

0.48%–1.01%

Curry County → Gilliam County

Same home, different county

On a $388,050 home (the typical county median in Oregon), the annual property tax bill depends heavily on where you buy:

Lowest-rate county

$1,874/yr

Curry County at 0.48%

Highest-rate county

$3,904/yr

Gilliam County at 1.01%

Difference

$2,030/yr

$169/mo · $20,295 over 10 years

Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.

Lowest property tax rates in Oregon

The five Oregon counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.

CountyRate
Curry County0.48%
Josephine County0.52%
Hood River County0.53%
Wallowa County0.57%
Deschutes County0.58%

Highest property tax rates in Oregon

The five Oregoncounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.

CountyRate
Gilliam County1.01%
Multnomah County0.96%
Benton County0.95%
Umatilla County0.91%
Linn County0.87%

Oregon real estate transfer tax

Oregon charges a combined transfer tax of about 0.10% of the purchase price. On a $388,050 home, that is roughly $388 in total.

Paid byRateOn $388,050
Buyer0.05%$194
Seller0.05%$194

ORS 306.815 prohibits new local transfer taxes after March 31, 1997. Washington County is the sole grandfathered jurisdiction with a 0.1% transfer tax ($1/$1,000), split 50/50 buyer/seller by custom. All other Oregon counties and cities: zero. Rates shown apply only to Washington County; statewide default is zero.

Official Oregon source → · Verified April 2026

Closing costs in Oregon

Across Oregon's 36 counties, buyer closing costs run $3,425 to $11,580 at each county's median home value with 20% down. Cash needed at closing, with closing costs, the down payment and the transfer tax, runs $41,380 to $143,910. Pick your county for your own figures.

Oregon closing cost calculator

Oregon property tax exemptions

Ways buyers in Oregon may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.

Assessment Cap

Measure 50

Froze assessed values at 1995-96 levels minus 10%. Assessed value cannot increase more than 3% per year, regardless of market value growth.

View official source →
Senior

Senior and Disabled Property Tax Deferral

Homeowners 62+ or disabled with household income under $70,000 (2026 limit) can defer all property taxes at 6% interest; real market value minimum cap $301,000 (2026). Deferred amount becomes a lien payable at sale.

View official source →
Veteran

Disabled Veteran Exemption

Veterans with 40%+ VA disability receive a property tax exemption up to $24,793 off assessed value (2026, indexed annually). Surviving spouses also qualify.

View official source →

Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.

All 36 counties in Oregon

Effective property tax rate, median home value, and median annual taxes paid for every county in Oregon. Click a county to open its full property tax calculator and closing cost breakdown.

CountyRate
Baker County0.78%
Benton County0.95%
Clackamas County0.85%
Clatsop County0.69%
Columbia County0.74%
Coos County0.68%
Crook County0.64%
Curry County0.48%
Deschutes County0.58%
Douglas County0.61%
Gilliam County1.01%
Grant County0.73%
Harney County0.80%
Hood River County0.53%
Jackson County0.74%
Jefferson County0.69%
Josephine County0.52%
Klamath County0.63%
Lake County0.71%
Lane County0.82%
Lincoln County0.81%
Linn County0.87%
Malheur County0.75%
Marion County0.84%
Morrow County0.81%
Multnomah County0.96%
Polk County0.80%
Sherman County0.75%
Tillamook County0.60%
Umatilla County0.91%
Union County0.83%
Wallowa County0.57%
Wasco County0.77%
Washington County0.84%
Wheeler County0.69%
Yamhill County0.73%

Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home. Actual bills vary by purchase price, exemptions, and special assessments.