Arkansas · Property Tax & Closing Costs
Arkansas property tax by county
Property tax rates, median home values, and closing cost estimates for all 75 counties in Arkansas. The average effective rate across the state is 0.52%, ranking Arkansas 41 of 51 (below-average property taxes). Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.
Average rate
0.52%
across 75 counties
National rank
#41
of 51, highest rate first
Median home value
$135,700
county median in state
Rate range
0.32%–0.81%
Montgomery County → Phillips County
Same home, different county
On a $135,700 home (the typical county median in Arkansas), the annual property tax bill depends heavily on where you buy:
Difference
$676/yr
$56/mo · $6,758 over 10 years
Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.
Lowest property tax rates in Arkansas
The five Arkansas counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.
| County | Rate |
|---|---|
| Montgomery County | 0.32% |
| Stone County | 0.32% |
| Newton County | 0.38% |
| Randolph County | 0.40% |
| Polk County | 0.41% |
Highest property tax rates in Arkansas
The five Arkansascounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.
| County | Rate |
|---|---|
| Phillips County | 0.81% |
| Pulaski County | 0.77% |
| Prairie County | 0.72% |
| Jefferson County | 0.66% |
| Lonoke County | 0.63% |
Arkansas real estate transfer tax
Arkansas charges a combined transfer tax of about 0.33% of the purchase price. On a $135,700 home, that is roughly $448 in total.
| Paid by | Rate | On $135,700 |
|---|---|---|
| Buyer | 0.11% | $149 |
| Seller | 0.22% | $299 |
Statutory rate is $3.30/$1,000 (0.33%) total. ACA 26-60-105 assigns the tax to the grantor (seller); the 1/3 buyer / 2/3 seller split is local custom at closing, not statute.
Official Arkansas source → · Verified April 2026
Closing costs in Arkansas
Across Arkansas's 75 counties, buyer closing costs run $2,439 to $7,664 at each county's median home value with 20% down. Cash needed at closing, with closing costs, the down payment and the transfer tax, runs $17,581 to $72,720. Pick your county for your own figures.
Arkansas closing cost calculatorArkansas property tax exemptions
Ways buyers in Arkansas may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
Homestead Property Tax Credit
Beginning with 2026 tax bills, Arkansas provides up to a $600 homestead tax credit per year (raised from $425) for the primary residence.
View official source →Amendment 79 Assessment Cap
Taxable assessed value of a homestead may only increase 5% per year; other real property is capped at 10% per year. The cap is removed after a sale, and the property is assessed at full appraised value.
View official source →Senior / Disabled Assessment Freeze
Homeowners 65+ or disabled can have the taxable assessed value of their homestead frozen at the value at the next assessment date after turning 65 or becoming disabled.
View official source →Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.
All 75 counties in Arkansas
Effective property tax rate, median home value, and median annual taxes paid for every county in Arkansas. Click a county to open its full property tax calculator and closing cost breakdown.
Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home. Actual bills vary by purchase price, exemptions, and special assessments.