Homeowners in Union County, AR pay a median $685 a year in property taxes, about 0.57% of the median home value of $120,900.
Data reviewed · ACS 2024 · Mortgage rates weekly · Methodology
Based on what homeowners in Union County pay: median taxes paid divided by median home value. If you bought years ago, Arkansas's assessment cap likely keeps your bill below this.
Enter any purchase price to see the full cost breakdown for Union County.
Everything due at closing plus your first twelve months of ownership. The detail is below.
Your numbers as a one-page PDF: $120,900 home, 20% down, 30-year loan at this week's 7.24%. Rates move every week; the PDF keeps today's.
Low flood risk. Flood insurance not typically required. Verify at msc.fema.gov for your specific property.
All figures are estimates for planning purposes only. Mortgage payment assumes a 30-year fixed rate of 7.24%, the Freddie Mac PMMS average for the week ending October 29, 2026. Your lender will confirm the actual rate. Closing costs vary by lender and transaction. Consult a licensed real estate attorney and lender before making any financial decisions.
Union County's 0.57% median tax-to-value ratio ranks 750th lowest among the 3,134 US counties tracked, placing it in the bottom 25% lowest nationally. Within Arkansas's 75 counties, it's the 16th highest. On the county's median home value of $120,900, the typical homeowner pays $685 annually in property tax, $944 less than the national median of $1,629. At closing, Arkansas's 0.33% combined real estate transfer tax adds roughly $399 on a median-priced home, split between buyer and seller.
Ways buyers in Union County may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
Beginning with 2026 tax bills, Arkansas provides up to a $600 homestead tax credit per year (raised from $425) for the primary residence.
View official source →Taxable assessed value of a homestead may only increase 5% per year; other real property is capped at 10% per year. The cap is removed after a sale, and the property is assessed at full appraised value.
View official source →Homeowners 65+ or disabled can have the taxable assessed value of their homestead frozen at the value at the next assessment date after turning 65 or becoming disabled.
View official source →Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.
Answers to common questions about buying a home in Union County.
Homeowners in Union County pay a median $685 a year in property taxes, from 2024 US Census ACS 5-year estimates. There is no single property tax rate for Union County. The 0.57% figure commonly quoted is a county-wide median: the median annual property tax paid ($685) divided by the median home value ($120,900), from 2024 US Census ACS 5-year estimates. It is a statistic describing the county, not a rate levied on any particular property. Your own bill depends on your assessed value, the millage set by your overlapping taxing districts, any homestead or senior exemptions you qualify for, and special assessments. One thing to watch: the median reflects taxes paid by current owners. Amendment 79 caps yearly assessment increases for the current owner, but the cap is removed after a sale and the home is assessed at the full appraised value. So a buyer paying today's market price usually pays more than 0.57% of the purchase price.
Arkansas's combined real estate transfer tax is approximately 0.33% of the purchase price. On the median Union County home value of $120,900, this adds roughly $399 at closing. Statutory rate is $3.30/$1,000 (0.33%) total. ACA 26-60-105 assigns the tax to the grantor (seller); the 1/3 buyer / 2/3 seller split is local custom at closing, not statute.
Flood risk is relatively low. Only 2.1% of Union County's land falls within a FEMA Special Flood Hazard Area. Flood insurance is not typically required, though individual properties near waterways may still be in a zone. Verify at msc.fema.gov.
On Union County's median home value of $120,900 with 20% down, buyer closing costs work out to roughly $2,786–$5,276, or 2.3–4.4% of the purchase price. That covers title insurance $800–$2,000; loan origination fee $484–$967; home appraisal $400–$700; home inspection $350–$600; recording fees $100–$300; prepaid mortgage interest $288; homeowners insurance (2 months) $250; property tax escrow (2-3 months) $114–$171. Transfer tax is listed separately. These are national ranges for each line item rather than Union County quotes, so treat them as a planning range and use the calculator above for your own purchase price.
Every county-specific figure on this page links to the exact public dataset it comes from. Verify the numbers yourself against the original source.
Source for the $685/yr median taxes paid (ACS 2024 5-year estimates, variable B25103_001E).
Source for the $120,900 median home value (variable B25077_001E). The 0.57% median tax-to-value ratio is median taxes paid divided by median home value.
Source for the transfer tax used in the calculator (buyer 0.11%, seller 0.22%). Verified April 2026.
Source for the county's flood hazard exposure (coastal and inland flood exposure area as a share of county area).
The national dataset behind the county report, including its technical documentation and release notes.
Look up a specific property's flood zone and insurance rate map before making an offer on a home in Union County.
Closing cost line items are national ranges, not county data. The methodology lists each range's source and the calculator's assumptions (mortgage rate, insurance, PMI).
Arkansas property tax exemptions: official sources
Verified April 2026.
What every buyer should read before making an offer.
Seven signs in an HOA's budget, reserve study, minutes and insurance that raise the risk of a special assessment, the numbers behind each, and what to ask.
Read the guide →Your HOA resale packet holds the CC&Rs, budget, reserve study and minutes. What each one says, where the costly rules hide, and the order to read them in.
Read the guide →An HOA capped rentals at 10 of 50 homes and grandfathered the existing landlords. How to find rental restrictions before closing, and what they cost you.
Read the guide →