Colorado · Property Tax & Closing Costs

Colorado property tax by county

Property tax rates, median home values, and closing cost estimates for all 64 counties in Colorado. The average effective rate across the state is 0.39%, ranking Colorado 49 of 51 (lowest property taxes nationally). Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.

Average rate

0.39%

across 64 counties

National rank

#49

of 51, highest rate first

Median home value

$390,250

county median in state

Rate range

0.17%–0.61%

Jackson County → Adams County

Same home, different county

On a $390,250 home (the typical county median in Colorado), the annual property tax bill depends heavily on where you buy:

Lowest-rate county

$679/yr

Jackson County at 0.17%

Highest-rate county

$2,388/yr

Adams County at 0.61%

Difference

$1,709/yr

$142/mo · $17,093 over 10 years

Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.

Lowest property tax rates in Colorado

The five Colorado counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.

County	Rate	Median home	Median taxes
Jackson County	0.17%	$239,600	$416
Las Animas County	0.22%	$237,600	$535
Gilpin County	0.23%	$573,900	$1,310
La Plata County	0.26%	$591,500	$1,552
San Miguel County	0.26%	$720,700	$1,900

Highest property tax rates in Colorado

The five Coloradocounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.

County	Rate	Median home	Median taxes
Adams County	0.61%	$484,200	$2,962
Broomfield County	0.60%	$664,500	$4,007
Kiowa County	0.58%	$161,500	$939
Phillips County	0.56%	$258,200	$1,456
Douglas County	0.55%	$713,600	$3,947

Colorado real estate transfer tax

Colorado charges a combined transfer tax of about 0.02% of the purchase price. On a $390,250 home, that is roughly $78 in total.

Paid by	Rate	On $390,250
Buyer	0.02%	$78
Seller	0.00%	$0

Colorado is unusual, buyer pays the $0.02/$100 (0.02%) Documentary Fee, not the seller. 12 home-rule municipalities impose their own transfer taxes of 1–3% (Aspen, Avon, Breckenridge, Crested Butte, Frisco, Gypsum, Ophir, Snowmass Village, Telluride, Vail, Winter Park). Statewide prohibition on new local transfer taxes since 1992 constitutional amendment.

Official Colorado source → · Verified April 2026

Closing costs in Colorado

Across Colorado's 64 counties, buyer closing costs run $2,728 to $16,694 at each county's median home value with 20% down. Cash needed at closing, with closing costs, the down payment and the transfer tax, runs $25,991 to $244,741. Pick your county for your own figures.

Colorado closing cost calculator

Colorado property tax exemptions

Ways buyers in Colorado may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.

Senior

Senior Homestead Exemption

Exempts 50% of the first $200,000 of actual value for homeowners 65+ with 10+ consecutive years ownership and occupancy. Subject to annual state budget approval.

View official source →

Veteran

Disabled Veteran Exemption

Exempts 50% of the first $200,000 of actual value for veterans with a 100% permanent and total service-connected disability. No age requirement.

View official source →

Other

Gold Star Spouses Exemption

Surviving spouses of service members who died in the line of duty receive the same 50% of first $200,000 exemption as disabled veterans.

View official source →

Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.

All 64 counties in Colorado

Effective property tax rate, median home value, and median annual taxes paid for every county in Colorado. Click a county to open its full property tax calculator and closing cost breakdown.

County	Rate	Median home	Median taxes
Adams County	0.61%	$484,200	$2,962
Alamosa County	0.43%	$239,100	$1,024
Arapahoe County	0.52%	$561,200	$2,938
Archuleta County	0.35%	$478,100	$1,688
Baca County	0.44%	$122,900	$545
Bent County	0.35%	$146,900	$517
Boulder County	0.53%	$756,300	$3,998
Broomfield County	0.60%	$664,500	$4,007
Chaffee County	0.29%	$665,700	$1,901
Cheyenne County	0.47%	$187,500	$887
Clear Creek County	0.39%	$608,500	$2,350
Conejos County	0.40%	$193,400	$780
Costilla County	0.32%	$184,700	$582
Crowley County	0.45%	$116,200	$521
Custer County	0.40%	$392,100	$1,547
Delta County	0.31%	$343,200	$1,068
Denver County	0.45%	$616,000	$2,751
Dolores County	0.27%	$247,600	$659
Douglas County	0.55%	$713,600	$3,947
Eagle County	0.42%	$839,500	$3,510
El Paso County	0.41%	$461,000	$1,874
Elbert County	0.45%	$709,800	$3,214
Fremont County	0.36%	$324,000	$1,175
Garfield County	0.42%	$527,800	$2,201
Gilpin County	0.23%	$573,900	$1,310
Grand County	0.34%	$601,500	$2,071
Gunnison County	0.29%	$621,800	$1,798
Hinsdale County	0.31%	$437,900	$1,359
Huerfano County	0.28%	$247,800	$699
Jackson County	0.17%	$239,600	$416
Jefferson County	0.48%	$637,600	$3,082
Kiowa County	0.58%	$161,500	$939
Kit Carson County	0.50%	$239,500	$1,185
La Plata County	0.26%	$591,500	$1,552
Lake County	0.42%	$466,100	$1,960
Larimer County	0.50%	$569,100	$2,832
Las Animas County	0.22%	$237,600	$535
Lincoln County	0.44%	$246,500	$1,092
Logan County	0.46%	$245,300	$1,132
Mesa County	0.38%	$378,600	$1,439
Mineral County	0.35%	$430,500	$1,500
Moffat County	0.40%	$289,500	$1,146
Montezuma County	0.29%	$331,400	$958
Montrose County	0.36%	$388,400	$1,385
Morgan County	0.52%	$338,600	$1,751
Otero County	0.31%	$168,900	$520
Ouray County	0.28%	$739,800	$2,050
Park County	0.33%	$532,100	$1,771
Phillips County	0.56%	$258,200	$1,456
Pitkin County	0.36%	$1,139,100	$4,074
Prowers County	0.30%	$160,600	$487
Pueblo County	0.50%	$291,300	$1,467
Rio Blanco County	0.33%	$274,400	$917
Rio Grande County	0.39%	$239,500	$925
Routt County	0.32%	$854,700	$2,736
Saguache County	0.33%	$212,600	$690
San Juan County	0.32%	$432,500	$1,364
San Miguel County	0.26%	$720,700	$1,900
Sedgwick County	0.45%	$149,000	$664
Summit County	0.32%	$939,900	$2,995
Teller County	0.35%	$479,900	$1,672
Washington County	0.39%	$226,200	$874
Weld County	0.52%	$471,700	$2,440
Yuma County	0.47%	$211,700	$1,003

Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home. Actual bills vary by purchase price, exemptions, and special assessments.