Hawaii property tax by county

Same home, different county

On a $885,350 home (the typical county median in Hawaii), the annual property tax bill depends heavily on where you buy:

Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.

Lowest property tax rates in Hawaii

The five Hawaii counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.

Highest property tax rates in Hawaii

The five Hawaiicounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.

Hawaii real estate transfer tax

Hawaii charges a combined transfer tax of about 0.10% of the purchase price. On a $885,350 home, that is roughly $885 in total.

Graduated Conveyance Tax, seller pays by custom. Owner-occupied rates (buyer eligible for Homeowner's Exemption): $0.10/$100 (0.10%) under $600k; $0.20/$100 $600k–$1M; $0.30/$100 $1M–$2M; $0.50/$100 $2M–$4M; $0.70/$100 $4M–$6M; $0.90/$100 $6M–$10M; $1.00/$100 ≥$10M. Non-owner-occupied rates are 50–125% higher. seller_rate shown is the floor; full calculator needs bracket logic. Proposed 2026 legislation may restructure rates.

Official Hawaii source → · Verified April 2026

Closing costs in Hawaii

Across Hawaii's 4 counties, buyer closing costs run $5,456 to $13,804 at each county's median home value with 20% down. Cash needed at closing, with closing costs and the down payment, runs $109,316 to $194,547. Pick your county for your own figures.