Michigan · Property Tax & Closing Costs

Michigan property tax by county

Property tax rates, median home values, and closing cost estimates for all 83 counties in Michigan. The average effective rate across the state is 1.12%, ranking Michigan 14 of 51 (above-average property taxes). Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.

Average rate

1.12%

across 83 counties

National rank

#14

of 51, highest rate first

Median home value

$178,300

county median in state

Rate range

0.68%–1.83%

Leelanau County → Ingham County

Same home, different county

On a $178,300 home (the typical county median in Michigan), the annual property tax bill depends heavily on where you buy:

Lowest-rate county

$1,212/yr

Leelanau County at 0.68%

Highest-rate county

$3,265/yr

Ingham County at 1.83%

Difference

$2,052/yr

$171/mo · $20,522 over 10 years

Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.

Lowest property tax rates in Michigan

The five Michigan counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.

County	Rate	Median home	Median taxes
Leelanau County	0.68%	$458,400	$3,118
Benzie County	0.79%	$285,700	$2,262
Otsego County	0.80%	$219,700	$1,755
Alcona County	0.82%	$162,800	$1,341
Emmet County	0.83%	$315,700	$2,634

Highest property tax rates in Michigan

The five Michigancounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.

County	Rate	Median home	Median taxes
Ingham County	1.83%	$198,800	$3,640
Wayne County	1.63%	$178,500	$2,904
Washtenaw County	1.52%	$374,100	$5,678
Saginaw County	1.49%	$152,800	$2,284
Bay County	1.49%	$152,200	$2,271

Michigan real estate transfer tax

Michigan charges a combined transfer tax of about 0.86% of the purchase price. On a $178,300 home, that is roughly $1,533 in total.

Paid by	Rate	On $178,300
Buyer	0.00%	$0
Seller	0.86%	$1,533

State Real Estate Transfer Tax $3.75/$500 (0.75%) + County Real Estate Transfer Tax $0.55/$500 (0.11%), both seller-paid per MCL 207.523 and 207.505. Counties with population >2M can charge up to $0.75/$500 county portion. Combined rate: 0.86%.

Official Michigan source → · Verified April 2026

Closing costs in Michigan

Across Michigan's 83 counties, buyer closing costs run $2,797 to $9,388 at each county's median home value with 20% down. Cash needed at closing, with closing costs and the down payment, runs $24,280 to $101,068. Pick your county for your own figures.

Michigan closing cost calculator

Michigan property tax exemptions

Ways buyers in Michigan may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.

Homestead

Principal Residence Exemption (PRE)

Exempts an owner-occupied primary residence from up to 18 mills of local school operating tax, typically reducing property tax by 25-35% vs. non-homestead properties.

View official source →

Assessment Cap

Proposal A Cap

Annual increase in taxable value of a homestead is capped at CPI or 5%, whichever is lower (2.7% for tax year 2026). Cap 'uncaps' on transfer of ownership.

View official source →

Veteran

Disabled Veterans Exemption

Full property tax exemption on the principal residence for 100%-disabled veterans (or individual unemployability) and unremarried surviving spouses.

View official source →

Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.

All 83 counties in Michigan

Effective property tax rate, median home value, and median annual taxes paid for every county in Michigan. Click a county to open its full property tax calculator and closing cost breakdown.

County	Rate	Median home	Median taxes
Alcona County	0.82%	$162,800	$1,341
Alger County	0.94%	$176,200	$1,656
Allegan County	1.08%	$267,100	$2,884
Alpena County	1.06%	$153,900	$1,639
Antrim County	0.84%	$255,500	$2,157
Arenac County	1.13%	$150,600	$1,707
Baraga County	1.22%	$138,100	$1,679
Barry County	1.05%	$264,100	$2,769
Bay County	1.49%	$152,200	$2,271
Benzie County	0.79%	$285,700	$2,262
Berrien County	1.08%	$224,300	$2,429
Branch County	1.16%	$162,500	$1,879
Calhoun County	1.46%	$162,800	$2,368
Cass County	0.97%	$218,000	$2,116
Charlevoix County	0.90%	$276,800	$2,493
Cheboygan County	0.89%	$192,500	$1,704
Chippewa County	1.26%	$161,900	$2,038
Clare County	1.11%	$133,800	$1,489
Clinton County	1.23%	$259,500	$3,185
Crawford County	1.06%	$163,000	$1,734
Delta County	1.13%	$157,100	$1,771
Dickinson County	1.26%	$153,300	$1,940
Eaton County	1.41%	$216,900	$3,067
Emmet County	0.83%	$315,700	$2,634
Genesee County	1.36%	$182,400	$2,487
Gladwin County	1.15%	$162,300	$1,867
Gogebic County	1.43%	$107,200	$1,535
Grand Traverse County	0.89%	$339,400	$3,010
Gratiot County	1.24%	$147,500	$1,826
Hillsdale County	0.99%	$176,100	$1,738
Houghton County	1.16%	$159,900	$1,858
Huron County	1.19%	$154,300	$1,829
Ingham County	1.83%	$198,800	$3,640
Ionia County	1.13%	$198,500	$2,237
Iosco County	0.96%	$142,200	$1,359
Iron County	1.34%	$109,100	$1,467
Isabella County	1.34%	$170,400	$2,276
Jackson County	1.26%	$193,700	$2,432
Kalamazoo County	1.45%	$241,800	$3,498
Kalkaska County	0.87%	$188,900	$1,646
Kent County	1.11%	$289,900	$3,217
Keweenaw County	1.00%	$169,800	$1,689
Lake County	1.09%	$133,900	$1,456
Lapeer County	0.92%	$239,000	$2,202
Leelanau County	0.68%	$458,400	$3,118
Lenawee County	1.27%	$196,800	$2,492
Livingston County	0.97%	$356,800	$3,454
Luce County	0.98%	$112,000	$1,097
Mackinac County	1.07%	$174,500	$1,863
Macomb County	1.40%	$243,900	$3,404
Manistee County	1.04%	$182,200	$1,898
Marquette County	0.97%	$216,500	$2,109
Mason County	1.06%	$219,600	$2,334
Mecosta County	0.99%	$178,900	$1,778
Menominee County	1.01%	$151,800	$1,537
Midland County	1.47%	$195,400	$2,875
Missaukee County	0.98%	$170,400	$1,675
Monroe County	1.16%	$228,900	$2,648
Montcalm County	1.01%	$185,500	$1,876
Montmorency County	0.86%	$158,600	$1,364
Muskegon County	1.18%	$198,300	$2,348
Newaygo County	1.10%	$186,700	$2,055
Oakland County	1.27%	$343,600	$4,371
Oceana County	1.01%	$190,100	$1,914
Ogemaw County	0.95%	$154,900	$1,464
Ontonagon County	1.16%	$111,700	$1,294
Osceola County	1.02%	$155,400	$1,584
Oscoda County	0.94%	$125,500	$1,177
Otsego County	0.80%	$219,700	$1,755
Ottawa County	1.02%	$323,400	$3,313
Presque Isle County	0.95%	$151,300	$1,432
Roscommon County	1.01%	$158,700	$1,604
Saginaw County	1.49%	$152,800	$2,284
Sanilac County	0.90%	$168,300	$1,520
Schoolcraft County	0.99%	$141,800	$1,407
Shiawassee County	1.31%	$171,600	$2,251
St. Clair County	1.14%	$224,600	$2,562
St. Joseph County	1.10%	$178,300	$1,959
Tuscola County	1.21%	$149,500	$1,812
Van Buren County	1.23%	$206,500	$2,536
Washtenaw County	1.52%	$374,100	$5,678
Wayne County	1.63%	$178,500	$2,904
Wexford County	1.13%	$170,400	$1,927

Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home. Actual bills vary by purchase price, exemptions, and special assessments.