Minnesota property tax by county

Same home, different county

On a $231,900 home (the typical county median in Minnesota), the annual property tax bill depends heavily on where you buy:

Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.

Lowest property tax rates in Minnesota

The five Minnesota counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.

Highest property tax rates in Minnesota

The five Minnesotacounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.

Minnesota real estate transfer tax

Minnesota charges a combined transfer tax of about 0.33% of the purchase price. On a $231,900 home, that is roughly $765 in total.

Deed Tax 0.33% of consideration, seller-paid per Minn. Stat. 287.21. Hennepin and Ramsey counties add a 0.01% Environmental Response Fund Tax (ERT). Buyers with mortgages also pay Mortgage Registry Tax of 0.23% on the loan amount (not purchase price; not included in buyer_rate). Hennepin/Ramsey add 0.01% ERT on MRT too.

Official Minnesota source → · Verified April 2026

Closing costs in Minnesota

Across Minnesota's 87 counties, buyer closing costs run $3,026 to $10,518 at each county's median home value with 20% down. Cash needed at closing, with closing costs and the down payment, runs $25,846 to $101,238. Pick your county for your own figures.