Missouri · Property Tax & Closing Costs

Missouri property tax by county

Property tax rates, median home values, and closing cost estimates for all 115 counties in Missouri. The average effective rate across the state is 0.70%, ranking Missouri 28 of 51. Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.

Average rate

0.70%

across 115 counties

National rank

#28

of 51, highest rate first

Median home value

$168,100

county median in state

Rate range

0.37%–1.21%

Reynolds County → St. Louis County

Same home, different county

On a $168,100 home (the typical county median in Missouri), the annual property tax bill depends heavily on where you buy:

Lowest-rate county

$620/yr

Reynolds County at 0.37%

Highest-rate county

$2,026/yr

St. Louis County at 1.21%

Difference

$1,405/yr

$117/mo · $14,053 over 10 years

Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.

Lowest property tax rates in Missouri

The five Missouri counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.

County	Rate	Median home	Median taxes
Reynolds County	0.37%	$151,700	$560
Dallas County	0.40%	$190,300	$756
Wright County	0.40%	$160,100	$640
Hickory County	0.41%	$176,100	$722
Carter County	0.43%	$159,400	$677

Highest property tax rates in Missouri

The five Missouricounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.

County	Rate	Median home	Median taxes
St. Louis County	1.21%	$276,800	$3,335
Atchison County	1.16%	$106,800	$1,241
Jackson County	1.12%	$230,500	$2,575
St. Charles County	1.08%	$320,800	$3,480
Clay County	1.07%	$275,600	$2,941

Missouri real estate transfer tax

Missouri does not charge a state real estate transfer tax, so buyers and sellers avoid a cost that adds thousands of dollars at closing in many other states.

Missouri abolished its real estate transfer tax and constitutionally prohibits the state, counties, and political subdivisions from imposing any new tax on real estate transfers (Mo. Const. art. X, § 25).

Official Missouri source → · Verified April 2026

Closing costs in Missouri

Across Missouri's 115 counties, buyer closing costs run $2,637 to $8,336 at each county's median home value with 20% down. Cash needed at closing, with closing costs and the down payment, runs $21,968 to $77,356. Pick your county for your own figures.

Missouri closing cost calculator

Missouri property tax exemptions

Ways buyers in Missouri may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.

Senior

Senior Citizen Property Tax Credit (Circuit Breaker)

Income-based credit up to $1,100 (homeowners) or $750 (renters) for homeowners 65+ or 100% disabled. For 2026, income upper limit rises to $50,000; credit amount up to $1,500 for eligible filers.

View official source →

Assessment Cap

Senior Real Estate Tax Freeze (SB 190)

Locally-administered freeze for homeowners 62+ that caps reassessment-driven increases on the primary residence. The base-year tax bill becomes the cap for future years.

View official source →

Veteran

Disabled POW / Veteran Relief

Former prisoners of war with 100% service-connected disability are exempt from property tax on the homestead. Other disabled veterans may qualify for expanded circuit breaker with no income cap beginning 2026.

View official source →

Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.

All 115 counties in Missouri

Effective property tax rate, median home value, and median annual taxes paid for every county in Missouri. Click a county to open its full property tax calculator and closing cost breakdown.

County	Rate	Median home	Median taxes
Adair County	0.77%	$165,700	$1,276
Andrew County	0.73%	$215,400	$1,568
Atchison County	1.16%	$106,800	$1,241
Audrain County	0.79%	$143,100	$1,131
Barry County	0.53%	$187,800	$988
Barton County	0.70%	$136,500	$963
Bates County	0.61%	$170,800	$1,039
Benton County	0.53%	$177,900	$937
Bollinger County	0.57%	$179,800	$1,034
Boone County	0.85%	$272,800	$2,328
Buchanan County	0.77%	$166,300	$1,281
Butler County	0.67%	$145,100	$967
Caldwell County	0.80%	$166,500	$1,338
Callaway County	0.77%	$201,600	$1,548
Camden County	0.47%	$305,400	$1,426
Cape Girardeau County	0.64%	$220,700	$1,421
Carroll County	0.79%	$117,500	$924
Carter County	0.43%	$159,400	$677
Cass County	0.86%	$292,400	$2,504
Cedar County	0.62%	$168,100	$1,044
Chariton County	0.64%	$160,900	$1,032
Christian County	0.70%	$274,900	$1,938
Clark County	0.87%	$130,700	$1,134
Clay County	1.07%	$275,600	$2,941
Clinton County	0.81%	$226,800	$1,845
Cole County	0.77%	$229,600	$1,769
Cooper County	0.66%	$203,500	$1,334
Crawford County	0.56%	$172,600	$972
Dade County	0.62%	$170,600	$1,055
Dallas County	0.40%	$190,300	$756
Daviess County	0.66%	$161,800	$1,067
DeKalb County	0.76%	$169,200	$1,285
Dent County	0.52%	$167,500	$878
Douglas County	0.44%	$168,200	$740
Dunklin County	0.70%	$97,600	$688
Franklin County	0.80%	$227,600	$1,813
Gasconade County	0.73%	$179,900	$1,315
Gentry County	0.93%	$134,000	$1,249
Greene County	0.71%	$221,300	$1,572
Grundy County	1.00%	$112,500	$1,125
Harrison County	0.89%	$109,500	$973
Henry County	0.81%	$160,600	$1,296
Hickory County	0.41%	$176,100	$722
Holt County	0.70%	$138,200	$967
Howard County	0.77%	$159,400	$1,227
Howell County	0.50%	$173,000	$872
Iron County	0.68%	$119,300	$810
Jackson County	1.12%	$230,500	$2,575
Jasper County	0.72%	$166,900	$1,196
Jefferson County	0.80%	$237,200	$1,906
Johnson County	0.66%	$235,700	$1,565
Knox County	0.83%	$101,400	$842
Laclede County	0.60%	$168,400	$1,011
Lafayette County	0.73%	$216,500	$1,581
Lawrence County	0.59%	$175,100	$1,032
Lewis County	0.71%	$130,200	$919
Lincoln County	0.74%	$244,300	$1,811
Linn County	0.72%	$123,300	$888
Livingston County	0.81%	$147,700	$1,202
Macon County	0.69%	$149,100	$1,035
Madison County	0.71%	$159,000	$1,130
Maries County	0.51%	$219,100	$1,115
Marion County	0.82%	$162,000	$1,335
McDonald County	0.46%	$154,700	$712
Mercer County	0.96%	$104,900	$1,006
Miller County	0.57%	$192,600	$1,102
Mississippi County	0.81%	$109,000	$880
Moniteau County	0.68%	$181,900	$1,245
Monroe County	0.80%	$149,300	$1,192
Montgomery County	0.76%	$178,700	$1,351
Morgan County	0.56%	$194,400	$1,082
New Madrid County	0.73%	$111,800	$814
Newton County	0.63%	$190,700	$1,207
Nodaway County	0.77%	$177,500	$1,368
Oregon County	0.55%	$113,300	$627
Osage County	0.58%	$223,300	$1,307
Ozark County	0.44%	$168,600	$737
Pemiscot County	0.95%	$97,000	$925
Perry County	0.74%	$188,200	$1,395
Pettis County	0.78%	$166,300	$1,289
Phelps County	0.64%	$206,500	$1,312
Pike County	0.67%	$146,000	$979
Platte County	1.05%	$345,100	$3,613
Polk County	0.55%	$205,800	$1,137
Pulaski County	0.61%	$189,800	$1,159
Putnam County	1.01%	$119,500	$1,211
Ralls County	0.73%	$168,200	$1,229
Randolph County	0.78%	$159,300	$1,235
Ray County	0.80%	$198,800	$1,594
Reynolds County	0.37%	$151,700	$560
Ripley County	0.46%	$119,600	$550
Saline County	0.78%	$150,500	$1,177
Schuyler County	0.79%	$137,500	$1,083
Scotland County	0.79%	$158,800	$1,248
Scott County	0.62%	$154,400	$957
Shannon County	0.43%	$157,500	$676
Shelby County	0.86%	$99,900	$860
St. Charles County	1.08%	$320,800	$3,480
St. Clair County	0.61%	$157,100	$966
St. Francois County	0.70%	$169,300	$1,188
St. Louis city	1.03%	$197,500	$2,033
St. Louis County	1.21%	$276,800	$3,335
Ste. Genevieve County	0.63%	$222,200	$1,395
Stoddard County	0.66%	$143,300	$939
Stone County	0.47%	$249,000	$1,168
Sullivan County	0.69%	$115,600	$795
Taney County	0.55%	$218,800	$1,196
Texas County	0.49%	$146,700	$713
Vernon County	0.67%	$158,800	$1,067
Warren County	0.69%	$260,400	$1,809
Washington County	0.56%	$129,400	$719
Wayne County	0.52%	$107,400	$563
Webster County	0.52%	$228,800	$1,196
Worth County	0.82%	$96,600	$789
Wright County	0.40%	$160,100	$640

Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home. Actual bills vary by purchase price, exemptions, and special assessments.