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County Home Costs

Vermont · Property Tax & Closing Costs

Vermont property tax by county

Property tax rates, median home values, and closing cost estimates for all 14 counties in Vermont. The average effective rate across the state is 1.65%, ranking Vermont 6 of 51 (highest property taxes nationally). Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.

Average rate

1.65%

across 14 counties

National rank

#6

of 51, highest rate first

Median home value

$288,150

county median in state

Rate range

1.32%–1.84%

Grand Isle County → Windsor County

Same home, different county

On a $288,150 home (the typical county median in Vermont), the annual property tax bill depends heavily on where you buy:

Lowest-rate county

$3,798/yr

Grand Isle County at 1.32%

Highest-rate county

$5,305/yr

Windsor County at 1.84%

Difference

$1,507/yr

$126/mo · $15,070 over 10 years

Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.

Lowest property tax rates in Vermont

The five Vermont counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.

CountyRate
Grand Isle County1.32%
Franklin County1.41%
Chittenden County1.51%
Lamoille County1.57%
Addison County1.57%

Highest property tax rates in Vermont

The five Vermontcounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.

CountyRate
Windsor County1.84%
Rutland County1.81%
Windham County1.81%
Caledonia County1.76%
Essex County1.76%

Vermont real estate transfer tax

Vermont charges a combined transfer tax of about 1.47% of the purchase price. On a $288,150 home, that is roughly $4,236 in total.

Paid byRateOn $288,150
Buyer1.47%$4,236
Seller0.00%$0

Buyer-paid Property Transfer Tax, graduated by property type. Principal residence: 0.5% on first $200,000 of value + 1.47% (1.25% base + 0.22% Clean Water Surcharge) on portion above $200,000. Non-principal residence: 1.47% on full amount. VHCB/VHFA/USDA-financed principal residences: first $250,000 exempt, 1.47% above. buyer_rate 0.0147 reflects the marginal/upper-tier rate; effective rate on median-priced primary homes is lower.

Vermont is an attorney-closing state: expect a real estate attorney fee of roughly $600–$1,500 at closing.

Official Vermont source → · Verified April 2026

Closing costs in Vermont

Across Vermont's 14 counties, buyer closing costs run $4,106 to $11,564 at each county's median home value with 20% down. Cash needed at closing, with closing costs, the down payment and the transfer tax, runs $41,142 to $105,860. Pick your county for your own figures.

Vermont closing cost calculator

Vermont property tax exemptions

Ways buyers in Vermont may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.

Homestead

Homestead Declaration & Property Tax Credit

Vermont residents must annually declare their primary residence as a homestead (Form HS-122). Households with income ≤$115,400 qualify for a Property Tax Credit up to $5,600 on the education portion and $2,400 on the municipal portion.

View official source →
Veteran

Disabled Veterans Property Tax Exemption

Minimum $10,000 (up to $40,000 at town option) exemption off appraised value for veterans rated 50%+ service-connected disabled, VA improved pension recipients, and surviving spouses. Primary residence only.

View official source →
Agricultural

Use Value Appraisal (Current Use)

Enrolled agricultural and forest land is taxed on its use value rather than market value, providing substantial relief to working farms and managed forestland.

View official source →

Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.

All 14 counties in Vermont

Effective property tax rate, median home value, and median annual taxes paid for every county in Vermont. Click a county to open its full property tax calculator and closing cost breakdown.

CountyRate
Addison County1.57%
Bennington County1.64%
Caledonia County1.76%
Chittenden County1.51%
Essex County1.76%
Franklin County1.41%
Grand Isle County1.32%
Lamoille County1.57%
Orange County1.67%
Orleans County1.65%
Rutland County1.81%
Washington County1.75%
Windham County1.81%
Windsor County1.84%

Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home. Actual bills vary by purchase price, exemptions, and special assessments.