Washington · Property Tax & Closing Costs
Washington property tax by county
Property tax rates, median home values, and closing cost estimates for all 39 counties in Washington. The average effective rate across the state is 0.73%, ranking Washington 25 of 51. Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.
Average rate
0.73%
across 39 counties
National rank
#25
of 51, highest rate first
Median home value
$408,900
county median in state
Rate range
0.53%–0.91%
San Juan County → Pierce County
Same home, different county
On a $408,900 home (the typical county median in Washington), the annual property tax bill depends heavily on where you buy:
Difference
$1,529/yr
$127/mo · $15,293 over 10 years
Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.
Lowest property tax rates in Washington
The five Washington counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.
| County | Rate |
|---|---|
| San Juan County | 0.53% |
| Pend Oreille County | 0.58% |
| Stevens County | 0.59% |
| Lincoln County | 0.60% |
| Wahkiakum County | 0.60% |
Highest property tax rates in Washington
The five Washingtoncounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.
| County | Rate |
|---|---|
| Pierce County | 0.91% |
| Thurston County | 0.88% |
| Walla Walla County | 0.85% |
| Columbia County | 0.85% |
| Spokane County | 0.84% |
Washington real estate transfer tax
Washington charges a combined transfer tax of about 1.10% of the purchase price. On a $408,900 home, that is roughly $4,498 in total.
| Paid by | Rate | On $408,900 |
|---|---|---|
| Buyer | 0.00% | $0 |
| Seller | 1.10% | $4,498 |
State Real Estate Excise Tax (REET), seller-paid, graduated by price per RCW 82.45.060: 1.1% on portion ≤$525,000; 1.28% on $525,000.01–$1,525,000; 2.75% on $1,525,000.01–$3,025,000; 3.0% above $3,025,000. Current thresholds effective Jan 1, 2023 through Dec 31, 2026 (next inflation adjustment Jan 1, 2027). Counties and most cities add a flat local REET of 0.25%–0.5% (e.g., King County and Seattle 0.5%). seller_rate 0.011 is the lowest bracket plus typical local; full calculator needs bracket logic.
Official Washington source → · Verified April 2026
Closing costs in Washington
Across Washington's 39 counties, buyer closing costs run $3,688 to $14,554 at each county's median home value with 20% down. Cash needed at closing, with closing costs and the down payment, runs $51,528 to $186,534. Pick your county for your own figures.
Washington closing cost calculatorWashington property tax exemptions
Ways buyers in Washington may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
Senior Citizens and Disabled Persons Exemption
Freezes assessed value and reduces regular levy tax for homeowners 61+ or disabled. 2026 income thresholds vary by county (e.g., King County up to $84,000). Disabled veterans 80%+ also qualify.
View official source →Property Tax Deferral for Seniors
Separate deferral program allows homeowners 60+ or disabled to defer up to 80% of property tax. Deferred tax becomes a lien, payable with interest when home is sold.
View official source →Disabled Veterans Additional Benefits
Veterans with 80%+ service-connected disability qualify for the Senior/Disabled exemption regardless of age. 100% disabled veterans also eligible for a tax grant program.
View official source →Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.
All 39 counties in Washington
Effective property tax rate, median home value, and median annual taxes paid for every county in Washington. Click a county to open its full property tax calculator and closing cost breakdown.
| County | Rate |
|---|---|
| Adams County | 0.79% |
| Asotin County | 0.72% |
| Benton County | 0.78% |
| Chelan County | 0.71% |
| Clallam County | 0.72% |
| Clark County | 0.82% |
| Columbia County | 0.85% |
| Cowlitz County | 0.82% |
| Douglas County | 0.77% |
| Ferry County | 0.64% |
| Franklin County | 0.73% |
| Garfield County | 0.66% |
| Grant County | 0.78% |
| Grays Harbor County | 0.80% |
| Island County | 0.67% |
| Jefferson County | 0.71% |
| King County | 0.83% |
| Kitsap County | 0.77% |
| Kittitas County | 0.71% |
| Klickitat County | 0.62% |
| Lewis County | 0.67% |
| Lincoln County | 0.60% |
| Mason County | 0.73% |
| Okanogan County | 0.76% |
| Pacific County | 0.71% |
| Pend Oreille County | 0.58% |
| Pierce County | 0.91% |
| San Juan County | 0.53% |
| Skagit County | 0.79% |
| Skamania County | 0.67% |
| Snohomish County | 0.77% |
| Spokane County | 0.84% |
| Stevens County | 0.59% |
| Thurston County | 0.88% |
| Wahkiakum County | 0.60% |
| Walla Walla County | 0.85% |
| Whatcom County | 0.70% |
| Whitman County | 0.75% |
| Yakima County | 0.79% |
Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home. Actual bills vary by purchase price, exemptions, and special assessments.