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County Home Costs

Washington · Property Tax & Closing Costs

Washington property tax by county

Property tax rates, median home values, and closing cost estimates for all 39 counties in Washington. The average effective rate across the state is 0.73%, ranking Washington 25 of 51. Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.

Average rate

0.73%

across 39 counties

National rank

#25

of 51, highest rate first

Median home value

$408,900

county median in state

Rate range

0.53%–0.91%

San Juan County → Pierce County

Same home, different county

On a $408,900 home (the typical county median in Washington), the annual property tax bill depends heavily on where you buy:

Lowest-rate county

$2,175/yr

San Juan County at 0.53%

Highest-rate county

$3,705/yr

Pierce County at 0.91%

Difference

$1,529/yr

$127/mo · $15,293 over 10 years

Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.

Lowest property tax rates in Washington

The five Washington counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.

CountyRate
San Juan County0.53%
Pend Oreille County0.58%
Stevens County0.59%
Lincoln County0.60%
Wahkiakum County0.60%

Highest property tax rates in Washington

The five Washingtoncounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.

CountyRate
Pierce County0.91%
Thurston County0.88%
Walla Walla County0.85%
Columbia County0.85%
Spokane County0.84%

Washington real estate transfer tax

Washington charges a combined transfer tax of about 1.10% of the purchase price. On a $408,900 home, that is roughly $4,498 in total.

Paid byRateOn $408,900
Buyer0.00%$0
Seller1.10%$4,498

State Real Estate Excise Tax (REET), seller-paid, graduated by price per RCW 82.45.060: 1.1% on portion ≤$525,000; 1.28% on $525,000.01–$1,525,000; 2.75% on $1,525,000.01–$3,025,000; 3.0% above $3,025,000. Current thresholds effective Jan 1, 2023 through Dec 31, 2026 (next inflation adjustment Jan 1, 2027). Counties and most cities add a flat local REET of 0.25%–0.5% (e.g., King County and Seattle 0.5%). seller_rate 0.011 is the lowest bracket plus typical local; full calculator needs bracket logic.

Official Washington source → · Verified April 2026

Closing costs in Washington

Across Washington's 39 counties, buyer closing costs run $3,688 to $14,554 at each county's median home value with 20% down. Cash needed at closing, with closing costs and the down payment, runs $51,528 to $186,534. Pick your county for your own figures.

Washington closing cost calculator

Washington property tax exemptions

Ways buyers in Washington may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.

Senior

Senior Citizens and Disabled Persons Exemption

Freezes assessed value and reduces regular levy tax for homeowners 61+ or disabled. 2026 income thresholds vary by county (e.g., King County up to $84,000). Disabled veterans 80%+ also qualify.

View official source →
Other

Property Tax Deferral for Seniors

Separate deferral program allows homeowners 60+ or disabled to defer up to 80% of property tax. Deferred tax becomes a lien, payable with interest when home is sold.

View official source →
Veteran

Disabled Veterans Additional Benefits

Veterans with 80%+ service-connected disability qualify for the Senior/Disabled exemption regardless of age. 100% disabled veterans also eligible for a tax grant program.

View official source →

Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.

All 39 counties in Washington

Effective property tax rate, median home value, and median annual taxes paid for every county in Washington. Click a county to open its full property tax calculator and closing cost breakdown.

CountyRate
Adams County0.79%
Asotin County0.72%
Benton County0.78%
Chelan County0.71%
Clallam County0.72%
Clark County0.82%
Columbia County0.85%
Cowlitz County0.82%
Douglas County0.77%
Ferry County0.64%
Franklin County0.73%
Garfield County0.66%
Grant County0.78%
Grays Harbor County0.80%
Island County0.67%
Jefferson County0.71%
King County0.83%
Kitsap County0.77%
Kittitas County0.71%
Klickitat County0.62%
Lewis County0.67%
Lincoln County0.60%
Mason County0.73%
Okanogan County0.76%
Pacific County0.71%
Pend Oreille County0.58%
Pierce County0.91%
San Juan County0.53%
Skagit County0.79%
Skamania County0.67%
Snohomish County0.77%
Spokane County0.84%
Stevens County0.59%
Thurston County0.88%
Wahkiakum County0.60%
Walla Walla County0.85%
Whatcom County0.70%
Whitman County0.75%
Yakima County0.79%

Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home. Actual bills vary by purchase price, exemptions, and special assessments.