Connecticut · Property Tax & Closing Costs
Connecticut property tax by county
Property tax rates, median home values, and closing cost estimates for all 9 counties in Connecticut. The average effective rate across the state is 1.74%, ranking Connecticut 4 of 51 (highest property taxes nationally). Data is sourced from the US Census Bureau American Community Survey 2024 5-year estimates.
Average rate
1.74%
across 9 counties
National rank
#4
of 51, highest rate first
Median home value
$335,600
county median in state
Rate range
1.42%–2.02%
Northeastern Connecticut Planning Region → Greater Bridgeport Planning Region
Same home, different county
On a $335,600 home (the typical county median in Connecticut), the annual property tax bill depends heavily on where you buy:
Difference
$2,014/yr
$168/mo · $20,136 over 10 years
Estimate: purchase price × each county's effective rate. Actual bills depend on assessed value, local levies, and exemptions.
Lowest property tax rates in Connecticut
The five Connecticut counties with the lowest effective property tax rates, useful for buyers comparing total cost of ownership across the state.
Highest property tax rates in Connecticut
The five Connecticutcounties with the highest effective property tax rates. High rates often reflect strong school district funding or municipal services rather than weakness, but they materially change a buyer's monthly carrying cost.
Connecticut real estate transfer tax
Connecticut charges a combined transfer tax of about 1.00% of the purchase price. On a $335,600 home, that is roughly $3,356 in total.
| Paid by | Rate | On $335,600 |
|---|---|---|
| Buyer | 0.00% | $0 |
| Seller | 1.00% | $3,356 |
State tax (seller) is graduated: 0.75% on first $800k, 1.25% on portion above $800k, 2.25% on portion above $2.5M. Municipal tax of 0.25% applies in virtually all 169 CT towns (up to 0.5% in 18 designated 'targeted investment' municipalities). seller_rate 0.01 reflects base 0.75% state + 0.25% municipal for median-priced homes under $800k. First-time buyer reduction: 0.5% state rate on homes ≤$300k.
Connecticut is an attorney-closing state: expect a real estate attorney fee of roughly $600–$1,500 at closing.
Official Connecticut source → · Verified April 2026
Closing costs in Connecticut
Across Connecticut's 9 counties, buyer closing costs run $5,192 to $14,452 at each county's median home value with 20% down. Cash needed at closing, with closing costs and the down payment, runs $66,712 to $145,032. Pick your county for your own figures.
Connecticut closing cost calculatorConnecticut property tax exemptions
Ways buyers in Connecticut may reduce their annual property tax. These programs apply statewide; verify county specifics with your local assessor.
Homeowners' Elderly/Disabled Circuit Breaker
State-reimbursed credit up to $1,250 (married) or $1,000 (single) for homeowners 65+ or totally disabled. 2026 income limit: $46,300 single / $56,500 married.
View official source →Disabled Veterans Full Exemption
Effective with the 2024 assessment year, municipalities must fully exempt the primary dwelling of any veteran with a permanent and total 100% service-connected VA disability rating.
View official source →Totally Disabled Homeowner Exemption
$1,000 assessment exemption for residents permanently and totally disabled under Social Security rules; stackable with the circuit breaker credit.
View official source →Last verified April 2026. Exemption amounts and eligibility change frequently. Always confirm with your county assessor before claiming.
All 9 counties in Connecticut
Effective property tax rate, median home value, and median annual taxes paid for every county in Connecticut. Click a county to open its full property tax calculator and closing cost breakdown.
Source: US Census Bureau American Community Survey 2024 5-year estimates, tables B25077 (median home value) and B25103 (median real estate taxes paid). Effective rate is computed as median taxes paid divided by median home value at the county level and represents the typical owner-occupied home. Actual bills vary by purchase price, exemptions, and special assessments.